What does my Homeowners Policy Cover?

Have you ever wondered, “What does my homeowners insurance policy actually cover?” When you purchased your policy, were you shopping for the correct coverage or were you comparing prices? In recent years, many people have shifted their focus to being budget-minded, which is understandable in today’s economy. However, it’s important to...

May is National Bike Month!

  It’s no secret that bicycling has been a favorite pastime ever since we can remember.  In recent years, however, bicycling has increased in popularity as not only a sport, but a means of transportation.  Here are just a few of the statistics: Bike sales have increased by 20% from 1992-2006¹ Bike commuting...

Homeowners Flood Insurance Affordability Act of 2014

FEMA Highlights of Homeowners Flood Insurance Affordability Act of 2014 FEMA released Bulletin 14011 Overview of the Homeowners Flood Insurance Affordability Act of 2014 available in its entirety at this link.  For the most up to date information available on the new flood reforms, please refer to this FEMA Bulletin. Excerpts from...

Children Away At College

Do you have a child going away to college and planning to live off-campus? These days, most apartment complexes and property management companies now require their tenants to carry renter’s insurance prior to moving in. With most of our companies, the personal property and liability coverage automatically extends from the...

Travelers Claim Service Complimented by Customer

We recently received correspondence from Travelers Insurance stating a customer contacted them praising one of their Claim Professionals. “Thank you so much for your professionalism and prompt response to  my communications. It has been a pleasure working with you to solve the issues surrounding this traumatic event. For that reason, I have recommended you...

Are Your Valuable Possessions Protected?

People who own valuable possessions such as jewelry, antiques, paintings and other fine arts need broader coverage than what a basic homeowner’s policy provides. Although most homeowners’ insurance policies will pay for items damaged by losses such as fire and theft, scheduling these items expands coverage to protect additional losses such...