A bill signed by Gov. Brown will protect homeowners whose property may be underinsured. When the new law takes effect July1, 2019, it will require that companies writing Homeowner’s insurance prepare a replacement cost estimate every other year. The new law ensures California homeowners are covered with current and up-to-date estimates
For years, the National Flood Insurance Program (NFIP) was the only game in town when it came to securing residential flood insurance. There are now options for California homeowners living in flood plains mapped by the Federal Emergency Management Agency – Private Flood Insurance options that can result in premium savings
I’m sure you’ve heard hundreds of reasons you shouldn’t get flood insurance, because believe me I have heard it all throughout my career! Some of the most popular reasons I usually hear are that a homeowner doesn’t live in an area that can flood or that homeowner’s insurance should cover
Once you reach the point in life where you start to accumulate "stuff" and furthermore, own items of significant value, you'll need to have insurance on that "stuff". We all recognize the need (and responsibility) to carry auto insurance for our cars, and when we buy a home, we carry homeowners
If you live in California, watch television, listen to the radio or browse the internet, then you've most likely heard about El Niño and the possibility of flooding in the coming months. Amid all the talk about flooding and subsequent need for flood insurance, there are still more questions. Most people understand the basic idea
With all the recent talk of El Nino and forecasters expecting record amounts of rainfall this winter, many of us have flooding (circa 1997) on our minds. The summer of 2015 seemed to be one forest fire on top of another, and just one year ago, the Napa Valley was hit hard by a magnitude-6.0 earthquake, the
According to Centers for Disease Control and Prevention (CDC), nearly 10 people a day, in the United States alone, are killed in crashes that are reported to involve a distracted driver. More than 1,100 people are injured in those same circumstances. Every day. Distracted driving is defined as driving while doing anything that takes your focus
We've all had those days: rushing around, trying to get errands done. You finally picked up the dry cleaning, and now you've got to get to the post office before it closes. So you go, pedal to the metal, thinking about what you need to get at the grocery store
It's impossible to predict whether you might lose a lawsuit resulting from a car accident or an accident on your property. Nor is it possible to predict the amount that might be awarded to the winning party, an amount that you would be responsible for paying. To protect yourself against
It’s Easy to Host a Fun AND Safe Super Bowl® Party Whether you’re cheering for your favorite team or tuning in for the commercials, you’ll score points with family and friends when you host a party around your television. Help make this Sunday enjoyable and safe for your guests by taking