New Law Requires Carbon Monoxide Detector

A new law that took effect July 1, the Carbon Monoxide Poisoning Prevention Act of 2010 (SB 183), requires homeowners, landlords, apartment managers and builders to install carbon monoxide detectors and smoke detectors in an effort to prevent accidental deaths. Those who don’t could receive a 30-day notice to comply, or...

Is your new car automatically covered for insurance?

Many people assume that when they purchase a vehicle, it is automatically covered by their Auto Insurance Policy.  Most automobile policies require that the policyholder notify the insurance company or agent within a specified number of days, if indeed coverage is desired for the newly purchased vehicle. Another factor to consider...

California Earthquake Insurance Update

When an Earthquake occurs, and is of a magnitude where property damage may occur, insurance companies may put a moratorium in effect for any new business in that area. The moratorium will stay in effect until aftershocks have passed. With the recent 7.2 earthquake in Baja California several companies have...

California Earthquake Insurance

With the recent earthquakes in Haiti and Chile, many of my clients have called and asked if their Homeowner’s policy covers Earthquake coverage.  Many people may not realize that most Homeowners, as well as Renter’s and Condo policies, do not include earthquake coverage and it must be purchased separately, either...