Why Employers Should Consider Self-Funding

Why Employers Should Consider Self-Funding Reason #1: Transparency As health care costs continue to rise its causing employers to consider major changes to their health insurance plans. With the new ACA law the term “transparency” is getting a lot of attention in the healthcare industry as it creates a new savings opportunity...

When Was The Last Time You Updated Your Employee Handbook?

Employee handbooks are an essential part of effective HR management.  Handbooks are also an important risk management tool.  Since employee handbooks are not required by law, organizations may determine the best method and most effective means to communicate important HR-related information to their employees. An employee handbook should help reduce risk...

Business Interruption Coverage

  Typically, when business owners think of incurring an insurance loss, they imagine an employee getting hurt on the job, or a fire breaking out in a warehouse or office, thereby damaging or destroying property and goods.  But how often do you consider where and how you would conduct business in...

Cyber Liability – Are you Safe Without It?

Cyber Liability: Questions to Ask About Your Coverage We’ve all heard the stories of overseas hackers breaking into networks to steal credit card numbers, and other private information. The fact of the matter is, it’s happening with increasing frequency, and even though you think your network is protected by passwords and...