Executive Bonus Plans Considered

Running a successful business often depends on recruiting, rewarding, and retaining talented executives and key employees who are committed to the business owner’s goals. In addition to paying an attractive salary, the business owner must offer a competitive benefits package. Trouble is, government regulations make it difficult for employers to...

Commercial Applicators Dilemma: Coverage vs. Price?

In the insurance business it is not uncommon for consumers, business owners and their agents to shop all the available insurance coverages and make their final purchase decision on price – without considering coverages. I’ve found this to be especially true for western commercial applicators. Price, in today’s economic environment, is...

Crackdown on California Underground Economy

On December 29th 2011 the Department of Insurance in California released the following bulletin. Employers who have operated honestly and with integrity toward their employees have struggled to compete against individuals operating business on a cash basis. A few of these legitimate business owners have succumbed to the illegal operations....