This can be a confusing question for most people, and you're not alone if you find yourself struggling to answer. In essence, both are correct. Generally, people would like to say that car insurance is exactly that - insurance for the car. However, it's a little more complicated than that.
When properties are left vacant or are unoccupied, steps should be taken to help mitigate and prevent losses due to heating or electrical systems, water damage, vandalism or other causes. Help keep your clients and their families safe by sharing the following loss prevention tips: Heating and Electrical Systems 1. To help
Some insight on theft from our trusted partners at Travelers Insurance: The 2014 holiday season is upon us. Many people will spend time shopping in stores and online for the perfect gifts for their loved ones. While it is easy to get caught up in the fun of it all, it's
This time of year finds many people home on the range, cooking up hearty, comfort food to stave off the chill outside. But, with more cooks in the kitchen, the risk of home fires also increases. According to the National Fire Protection Association, 40% of home fires begin where meals
For the past two decades, computer users have relied on external hard drives for data storage and backup. Available in both desktop and portable versions, and equipped with a number of security options, external hard drives have also increased significantly in storage capacity to as much as 9 TB for
Barrett Business Systems (BBSI) has recently admitted to under-reserving their workers comp losses to 62% of their value through 2012. This caused them to have to start infusing $80 million in capital to shore up old loss reserves. Unfortunately the PEO type self insured program only lists $52 million in
Governor Brown recently signed AB 1897 into law which has eliminated certain protections and defensible positions once afforded to clients of Labor Contractors. The ability of these Labor Clients to keep employees at arms length is over. Now the client will directly share a responsibiilty with the labor contractor on a wide
Have you ever wondered, “What does my homeowners insurance policy actually cover?” When you purchased your policy, were you shopping for the correct coverage or were you comparing prices? In recent years, many people have shifted their focus to being budget-minded, which is understandable in today’s economy. However, it’s important to
The difference between hiring the right employees and hiring the wrong employees is usually the difference between a successful business and a failed business. At Van Beurden Insurance, we have developed a process to help you avoid the consequences of a bad hire – which happens more often than most of
In Workers' Comp. Permanent disability (PD) is any lasting disability from a work injury or illness that affects an employee’s ability to earn a living. If the injury or illness results in PD they are entitled to PD benefits, even if the employee able to go back to work. Who