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Be Prepared: Adding Teenage Drivers to Your Auto Policy

As sure as the sun rises in the morning and every day ends with a “y”, sooner or later parents will add their teenage children to the family auto insurance policy. It can be a challenging time, but it doesn’t have to be. Parents may be confident about their teen’s

How to Choose the Right Auto Insurance – Part One

Before you hit the road in California you must have auto insurance and be able to prove it. Like millions of insured drivers on the road, you pay a premium to an insurance company but, like most drivers, you haven’t filed a claim in years. But that’s how insurance works. If

How To Stay Safe While Driving At Night

Summer has ended and with the upcoming time change, many of us will drive home from work in the dark. According to the National Safety Commission (NSC), more than 50% of fatalities for vehicle occupants 16 and older occur between 6pm and 6a,. Safeco Insurance put together some helpful tips

Teen Drivers – Keeping Our Kids Safe

  Teen drivers are young, inexperienced and often distracted. They can be overly cautious and nervous, or they may be carefree and feel invincible. All of these lead to higher instances of accidents and traffic tickets along with much higher insurance premiums. But, above all else, statistics show that motor vehicle crashes are

A Conversation with Your Insurance Agent – 5 Things to Discuss

As an insurance professional, I read a lot of blogs by other insurance professionals and insurance carriers.  Browsing my favorite blogs the other day, I came across one from Enhanced Insurance that was particularly interesting to me.  Below are some topics from their blog that any well-informed insured should speak with their

Car Insurance: Does it Cover the Car or the Driver?

  This can be a confusing question for most people, and you're not alone if you find yourself struggling to answer.  In essence, both are correct.  Generally, people would like to say that car insurance is exactly that - insurance for the car.  However, it's a little more complicated than that.

Mobile Apps for Insurance

When is the last time you used the words “cool” and “insurance” in the same sentence? If you can’t recall any in your recent memory, you’re not alone. But, let’s picture this: You’ve just been in a car accident. You take out your smartphone, open your carrier’s mobile app, start

It’s Raining Lawsuits: Do You Need An Umbrella Policy?

  It's impossible to predict whether you might lose a lawsuit resulting from a car accident or an accident on your property. Nor is it possible to predict the amount that might be awarded to the winning party, an amount that you would be responsible for paying. To protect yourself against