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OSHA? Plan Ahead and Be Prepared!

When some employers hear “OSHA,” they cringe at the thought that there might be a chance their business is not in full compliance with the complex and immense OSHA regulations. In turn, it can become a stressful and overwhelming task to ensure all regulations are being followed accordingly. However, there...

What is an “Umbrella”? And is it really necessary?

In the insurance world when people say “umbrella policy” they are not talking about an insurance policy to cover your beautiful umbrellas. The long winded name of an umbrella policy is called a Personal Umbrella Liability Policy. The reason people call it an umbrella, is because it covers you and your stuff like an umbrella would cover you. Think...

Rental Car Coverage

The time is finally here. You’ve had a count down for months now. You have everything ready, bags are packed, plane tickets ready, you saved up and have all your spending money ready to go. You have everything checked off your list, or so you thought. Until you land and the rental...