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OSHA? Plan Ahead and Be Prepared!

When some employers hear “OSHA,” they cringe at the thought that there might be a chance their business is not in full compliance with the complex and immense OSHA regulations. In turn, it can become a stressful and overwhelming task to ensure all regulations are being followed accordingly. However, there...

What is an “Umbrella”? And is it really necessary?

In the insurance world when people say “umbrella policy” they are not talking about an insurance policy to cover your beautiful umbrellas. The long winded name of an umbrella policy is called a Personal Umbrella Liability Policy. The reason people call it an umbrella, is because it covers you and your stuff like an umbrella would cover you. Think...