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Is your new car automatically covered for insurance?

Many people assume that when they purchase a vehicle, it is automatically covered by their Auto Insurance Policy.  Most automobile policies require that the policyholder notify the insurance company or agent within a specified number of days, if indeed coverage is desired for the newly purchased vehicle. Another factor to consider...

AB2774 – DOSH Writes Its Own New Standard

Cal OSHA is probably rejoicing right now with the announced passage of AB2774. This new bill lowers the burden of proof that was once the biggest hurdle for Cal OSHA to overcome when trying to confirm a "Serious Violation" with the appeals board. In the past, the employer has had a good opportunity...

Low Cost Flood Insurance Relief for Homeowners

Many properties in Yolo County, Natomas, Visalia and other areas throughout California have been subject to revised flood maps since October 2008.  The premiums for these policies can run up to $1,400 or more per year! GOOD NEWS! FEMA has extended the lower cost Preferred Risk Policy (PRP) eligibility for buildings...

WCIRB Worksheet is MVP

  Most employers believe that analyzing their loss runs will allow them to understand how their workers compensation claims will affect their premium, and to a point they are correct. But the most important and valuable piece of paper concerning your companies claims and modification is really your WCIRB Modification Calculation Worksheet (I...