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Flood Insurance … Are You Covered?

Flooding is not covered under your standard Homeowners Insurance policy. With the recent storms in Northern California, many may be concerned with the risk of flooding.  Here are a few quick facts that you should know: Flood insurance has a 30 day waiting period before it is effective (some exceptions apply) The maximum...

Is your new car automatically covered for insurance?

Many people assume that when they purchase a vehicle, it is automatically covered by their Auto Insurance Policy.  Most automobile policies require that the policyholder notify the insurance company or agent within a specified number of days, if indeed coverage is desired for the newly purchased vehicle. Another factor to consider...