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Executive Officers of a Corporation and Premium Calculation

Many small companies doing business as a corporation are confused about the guidelines established by the California Workers’ Compensation Insurance Rating Bureau regarding Executive Officers. “Executive Officers” means those officers of a corporation or limited liability company commonly known as President, Vice President, Secretary, and Treasurer. I've seen the following situation...

Flood Insurance: California Businesses & Homeowners Advised to Secure Coverage

According to a recent article in the Insurance Journal, the threat of flood in California is not over just because the inclement weather has subsided: California Businesses, Residents Urged to Consider Flood Insurance While California may have survived this past winter’s storms, experts are urging businesses and residents to consider flood insurance. The state’s...

How Your Annual Miles Affect Your Auto Insurance

Did you know that California highway miles are declining? Miles driven on California highways dropped 4.3% from 2006 to 2009. This decrease was influenced by a high unemployment rate. California insurers are highly regulated in how they determine the rate in which one is charged for insurance and annual mileage...