Van Beurden Insurance

April 16, 2010 In Home Insurance By Aniek Ramsay

Flood Insurance Program Extended to 5/31/2010

According to the Insurance Journal the National Flood Insurance Program has been reauthorized but only through May 31, 2010. The authorization was retroactive back to 02/28/2010. So, for a brief time, it will be business as usual. It is of great concern to me that the program could again go into...

April 13, 2010 In Home Insurance By Aniek Ramsay

California Homeowners Insurance-Replacement Cost

Is your home insured to Replacement Cost? According to the Insurance Journal, the California Department of Insurance is proposing regulations to ensure that homeowners have more accurate replacement values for their homes as under-insured homes are becoming a problem. With the recent down turn in the real estate market there is...

April 13, 2010 In Home Insurance, Uncategorized By Aniek Ramsay

National Flood Insurance Program Moves Close to Reauthorization

According to the Travelers Insurance Agent newsletter just received: The Senate was back in Washington yesterday and while they weren’t able to pass the bill yesterday that contains the extension of the National Flood Insurance Program (NFIP), the Senate has passed cloture by a vote of 60-30 on the motion to...

April 8, 2010 In Home Insurance By Andrea Romo

Does Your Homeowner’s Insurance Cover Motorcycles, ATVs, Watercraft and Other Recreational Vehicles?

Spring is in the air and it is time to get your motorcycles, ATVs, watercraft, and other recreational vehicles insured. Most people assume their personal property coverage on their home or renter’s insurance policies provides coverage for their toys, but in many cases separate policies are needed. Van Beurden Insurance specializes...

April 8, 2010 In Home Insurance By Judy Irons

Take a Vow: California Wedding/Special Event Insurance

Wedding Insurance, Homeowner's Insurance, Liquor Liability...

April 6, 2010 In Workers Compensation By Guy Teafatiller

Speed Kills

I recently met with a trucking prospect whose experience mod took a serious increase from 99 to 128%. The cause of this issue was one smaller claim (total incurred of $3,600) that was left open with more than half of the incurred being reserves. Now, reserve levels should be looked at...

April 5, 2010 In Home Insurance By Carrie Van Beurden

California Earthquake Insurance Update

When an Earthquake occurs, and is of a magnitude where property damage may occur, insurance companies may put a moratorium in effect for any new business in that area. The moratorium will stay in effect until aftershocks have passed. With the recent 7.2 earthquake in Baja California several companies have...

March 31, 2010 In Auto Insurance, Pest Control Operators By Jeanette Heinrichs

Commercial Applicator Auto Liability Insurance

Many applicators will transport their own chemicals to the job sites. What is not commonly known is the auto policy is designed to cover the cost to clean-up a pollution event "provided the pollution is material pertinent to the operation of the vehicle". In other words, oil and gas/diesel. The coverage...

March 31, 2010 In Workers Compensation By Casey Kolb

Human Resources

In the ever changing market of Workers Compensation, having a knowledgeable Human Resources Department is one of the most useful and cost effective tools in saving your company money. By utilizing the tools and knowledge from a HR person you will ensure your firm hires, fires and works within the parameters of California...

March 31, 2010 In Home Insurance By Carrie Van Beurden

California Earthquake Insurance

With the recent earthquakes in Haiti and Chile, many of my clients have called and asked if their Homeowner’s policy covers Earthquake coverage. Many people may not realize that most Homeowners, as well as Renter’s and Condo policies, do not include earthquake coverage and it must be purchased separately, either...

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