vBlog

March 31, 2010 In Workers Compensation By Casey Kolb

Human Resources

In the ever changing market of Workers Compensation, having a knowledgeable Human Resources Department is one of the most useful and cost effective tools in saving your company money.  By utilizing the tools and knowledge from a HR person you will ensure your firm hires, fires and works within the parameters of  California...

March 31, 2010 In Home Insurance By Carrie Van Beurden

California Earthquake Insurance

With the recent earthquakes in Haiti and Chile, many of my clients have called and asked if their Homeowner’s policy covers Earthquake coverage.  Many people may not realize that most Homeowners, as well as Renter’s and Condo policies, do not include earthquake coverage and it must be purchased separately, either...

March 26, 2010 In Home Insurance By Aniek Ramsay

NFIP Lapse and Hiatus Guidelines

Due to the hiatus until the re-authorization of the NFIP has occurred, we will not be able: Issue new policies Increase coverage on existing policies Issue renewal policies If you have an escrow closing between 3/28 and 4/12 in a designated flood hazard area you will not be able to secure flood...

March 26, 2010 In Home Insurance By Aniek Ramsay

Congress Convened Before Passing Bill to Reauthorize NFIP

According to a bulletin I just received from Travelers Insurance Company regarding the National Flood Insurance Program (which pertains to all companies that write policies with the National Flood Insurance Program): Congress has adjourned without passing a bill that would reauthorize the National Flood Insurance Program (NFIP) beyond March 28, 2010. ...

March 23, 2010 In Workers Compensation By Mike Beall

True Pay As You Go Workers Comp

Van Beurden Insurance Services, Inc. and Payality, Inc. are proud to announce the introduction of a true "pay as you go" Workers Compensation product.  This is a very important development for both firms and will serve as an excellent management tool for our clients. The "pay as you go" product...

March 15, 2010 In Workers Compensation By Mark OBryan

Final Audit Preparation – Reason #1,093

The California Workers Compensation Insurance Rating Bureau will not include estimated payrolls in an experience modification (ex mod) calculation. If a final audit is late the Bureau will process the worksheet without the payroll data for that policy period however they will include the claims.  Obviously this will wreak havoc on an ex mod...

March 2, 2010 In Church Insurance By Brian Loven

Non-Profit Use of Non-Owned & Hired Autos

Have you thought about (and planned for) what one of the main exposures is to a church and/or non-profit organization?  Sometimes "lost in the cracks" of a church's ministry is the use of personally owned autos for "church business". Just because the auto being used in your business is not owned by the church...