Van Beurden Insurance

In Business Insurance

Van Beurden’s Risk Assessment Approach: How It Works

I received a call recently from the owner of a roofing company who had been referred to me by another one of my current clients. The roofing company planned to rent a new building and requested a “quote.” You should know that the Van Beurden approach does not focus only on...

August 19, 2021

In Workers Compensation

Van Beurden’s Alternative Approach: A True Story

By Casey Kolb

I recently met with a business that was facing a big premium increase. Here is their story. This business had a long-standing relationship (20+ years) with their broker and per the business, their relationship with the broker was satisfactory – a very common theme I hear in our industry. Several months before...

July 28, 2021

In Cyber Risk Insurance

Colonial Pipeline Cyberattack Magnifies Threat Against American Businesses

By Casey Kolb

Should big and small businesses be alarmed by the Russian ransomware cyberattack that shut down Colonial Pipeline? Absolutely. We now know for certain that every American computer network, big or small, is at risk. Colonial Pipeline, an American oil pipeline system that originates in Houston, Texas, and carries fuel oil mainly...

May 14, 2021

In Workers Compensation

Our Work Comp Alternative Approach Saves You $$

By Casey Kolb

Here’s a story of how my discovery of a simple calculation error led to a substantial savings in Work Comp costs for a longtime business client. It is incredible how many California Work Comp premiums can be reduced through Van Beurden’s Alternative Approach that includes a detailed experience modification (Ex-Mod) audit. In...

April 6, 2021

In Cyber Risk Insurance

U.S. Treasury Warns Cyber Insurers Against Paying Ransomware Demands – Should You Listen?

By Casey Kolb

Washington, D.C. government has long advocated against paying ransoms to any individual or group, for any reason. Despite this position, ransoms have been paid, particularly in the area of cyber ransomware – a virus that lands on your server and holds your entire network hostage, till you pay the ransom. Click...

October 8, 2020

In COVID-19, Workers Compensation

The New Normal: How Can Your Business Protect Assets Today & Tomorrow?

By Casey Kolb

The Insurance Journal recently published a surprising article about Business Interruption Insurance -- lawsuits have surpassed 700. Claims surrounding Business Interruption Insurance are complex and as a result will take years for everything to play out in court. Bottom line, there is a common feeling in the insurance industry that coverages...

August 13, 2020

In COVID-19, Workers Compensation

FAQ On Issues Affecting California Small Businesses

By Casey Kolb

This is an unprecedented time for all. Van Beurden Insurance wants to help everyone navigate through this unknown territory. What is covered? What is not? What are your options as a business owner? Does Workers’ Compensation insurance apply to COVID-19? Workers’ Compensation insurance could apply in cases where a person contracted the...

April 1, 2020

In Cyber Risk Insurance

New U.S. Cybersecurity Report: Most American Businesses Are Unprepared

By Casey Kolb

Are you prepared if a cyber attack occurred at your business? Are you prepared to pay the ransom if your cybersecurity was compromised? A new government report on cybersecurity warns that America is truly under prepared for cyber attacks and calls for the creation of a federally-funded center to develop cybersecurity...

March 18, 2020

In Cyber Risk Insurance

Cyber Insurance Rates Increasing as Ransomware Claim Costs Have Increased

By Casey Kolb

Cyber insurance rates are ramping up and could increase by as much as 25% this year due to a surge of costly claims caused by hackers and the malicious ransomware programs they use to take down big and small systems that control everything from hospital billing to manufacturing. “Ransomware” is the...

February 5, 2020

In Professional Liability, Workers Compensation

How Our Risk Assessment Uncovered, Corrected Multiple Costly Risks

By Casey Kolb

I recently met with a new prospect who agreed to go through my Risk Assessment Process -- the prospect is now my client. Our risk assessment process is meant to uncover risks and threats our new accounts potentially face and may not even be aware they have. During this specific meeting...

January 13, 2020

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