It Doesn’t Take a Weatherman to Forecast 2020 Reinsurance Price Hikes Due to Hurricanes

Ratings agencies like Fitch, Moody’s and S&P Global are expecting higher reinsurance renewal rates in 2020, caused by big insurance losses from hurricanes, wildfires and other natural disasters over the past two years. For several years we’ve grown used to rates falling due to competition and fewer natural disasters. Renewal rates...

New Rules: All Employers Must Report Work-Related Incidents to OSHA, Many Required to Keep More Records

Outlined in this blog are new OSHA 300 reporting and recording requirements every employer needs to know. All employers have new requirements regarding keeping records and reporting work-related incidents. Employers with 11 or more employees have additional new responsibilities. Reporting Requirements All employers must report the following work-related incidents to the Occupational Safety and...

Do You Know About These Sexual Harassment Training Modifications?

There’s new legislation that affects every business with five or more employees. On September 30, 2018, California Governor Jerry Brown signed SB 1343, legislation that modifies the California Fair Employment and Housing Act (FEHA) sexual harassment training requirements as follows: By January 1, 2020, California employers with five or more employees (it...

Federal Law Protects Disabled Employees, Confuses Employers

In 2018, Federal law covering how employers manage their employees has grown complex and confusing. Navigating through the ever-changing legal parameters of managing an employee’s injury is, for many employers, into a difficult, time-consuming and costly. Here’s a local example reported in the Insurance Journal: a locally-owned Central California grocery is...

California Surpasses 1,000,000 Contractor Licenses

The State of California Contractors State License Board (CSLB) passed a milestone earlier this year when it issued its one-millionth contractor license to a LA County tree service. I agree with CSLB Registrar Condi Christenson that this milestone says a lot about the resiliency of the construction industry. “Despite ups and...