Van Beurden Insurance

In Workers Compensation

Our Work Comp Alternative Approach Saves You $$

Here’s a story of how my discovery of a simple calculation error led to a substantial savings in Work Comp costs for a longtime business client. It is incredible how many California Work Comp premiums can be reduced through Van Beurden’s Alternative Approach that includes a detailed experience modification (Ex-Mod) audit. In...

April 6, 2021

In Cyber Risk Insurance

U.S. Treasury Warns Cyber Insurers Against Paying Ransomware Demands – Should You Listen?

By Casey Kolb

Washington, D.C. government has long advocated against paying ransoms to any individual or group, for any reason. Despite this position, ransoms have been paid, particularly in the area of cyber ransomware – a virus that lands on your server and holds your entire network hostage, till you pay the ransom. Click...

October 8, 2020

In COVID-19, Workers Compensation

The New Normal: How Can Your Business Protect Assets Today & Tomorrow?

By Casey Kolb

The Insurance Journal recently published a surprising article about Business Interruption Insurance -- lawsuits have surpassed 700. Claims surrounding Business Interruption Insurance are complex and as a result will take years for everything to play out in court. Bottom line, there is a common feeling in the insurance industry that coverages...

August 13, 2020

In COVID-19, Workers Compensation

FAQ On Issues Affecting California Small Businesses

By Casey Kolb

This is an unprecedented time for all. Van Beurden Insurance wants to help everyone navigate through this unknown territory. What is covered? What is not? What are your options as a business owner? Does Workers’ Compensation insurance apply to COVID-19? Workers’ Compensation insurance could apply in cases where a person contracted the...

April 1, 2020

In Cyber Risk Insurance

New U.S. Cybersecurity Report: Most American Businesses Are Unprepared

By Casey Kolb

Are you prepared if a cyber attack occurred at your business? Are you prepared to pay the ransom if your cybersecurity was compromised? A new government report on cybersecurity warns that America is truly under prepared for cyber attacks and calls for the creation of a federally-funded center to develop cybersecurity...

March 18, 2020

In Cyber Risk Insurance

Cyber Insurance Rates Increasing as Ransomware Claim Costs Have Increased

By Casey Kolb

Cyber insurance rates are ramping up and could increase by as much as 25% this year due to a surge of costly claims caused by hackers and the malicious ransomware programs they use to take down big and small systems that control everything from hospital billing to manufacturing. “Ransomware” is the...

February 5, 2020

In Professional Liability, Workers Compensation

How Our Risk Assessment Uncovered, Corrected Multiple Costly Risks

By Casey Kolb

I recently met with a new prospect who agreed to go through my Risk Assessment Process -- the prospect is now my client. Our risk assessment process is meant to uncover risks and threats our new accounts potentially face and may not even be aware they have. During this specific meeting...

January 13, 2020

In Commercial Auto Insurance

Will the Auto Market Show Improvement?

By Casey Kolb

A highly respected credit rating agency sees good and not-so-good news in the commercial auto market this year and next. A.M. Best has an overall negative outlook for the U.S. commercial auto insurance market – even though its analysts believe it should improve somewhat this year. The gloomy/happy forecast stems from commercial...

October 29, 2019

In Business Insurance, Workers Compensation

It Doesn’t Take a Weatherman to Forecast 2020 Reinsurance Price Hikes Due to Hurricanes

By Casey Kolb

Ratings agencies like Fitch, Moody’s and S&P Global are expecting higher reinsurance renewal rates in 2020, caused by big insurance losses from hurricanes, wildfires and other natural disasters over the past two years. For several years we’ve grown used to rates falling due to competition and fewer natural disasters. Renewal rates...

September 6, 2019

In Auto Insurance, Business Insurance

Will the Commercial Auto Market Improve?

By Casey Kolb

With the auto sector taking rate increases, what are business owners doing to minimize the increase to their bottom line? What procedures are they putting in place to minimize the rate increase? What does the future look like and how will auto rates impact future budgeting cost for business...

May 14, 2019

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