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Property & Casualty Losses Hit $25.3 Billion in 2017

I recently wrote an auto insurance policy for a new client, and due in large part to the insured’s claims spiraling out of control, premiums increased from $77,000 annually to its current annual premium of $225,000!While we were not the broker on the previous policy, we are now the ones

California Surpasses 1,000,000 Contractor Licenses

The State of California Contractors State License Board (CSLB) passed a milestone earlier this year when it issued its one-millionth contractor license to a LA County tree service. I agree with CSLB Registrar Condi Christenson that this milestone says a lot about the resiliency of the construction industry. “Despite ups and

3 Trends That Impact the Price of Your Work Comp Insurance

This will be an uncertain one for Workers’ Compensation rates as some programs will see some prices flat and others dropping, according to a market prediction from USI. Plus, medical cost inflation will continue; it’s expected to rise 6 percent year over year, according to Insurance Journal. What that means is

Cal/OSHA Advisory: Submit Federal OSHA Injury Reports by July 1

Though Cal/OSHA has not yet adopted a state rule, it is advising employers to comply with Federal OSHA's directive to provide Form 300A data covering calendar year 2017. Federal OSHA requires affected employers to submit their data by July 1, 2018. Beginning in 2019 and every year thereafter, covered establishments must

Create Employee Safety Advocates to Improve Results

Picture this: You’re driving on the highway and a local delivery driver swerves in front of you. One of your passengers happens to notice the ubiquitous “How Am I Doing?” sign on the back of the van and jots down the contact information. It’s safe to say you’ll probably be

OSHA Releases “Top 10” Violations List

Spend any amount of time on the Internet and you’re bound to come across a "Top 10" list of some sort. Sometimes they make you laugh and sometimes they make you reminisce on the good times, but I’ve got one that should get you thinking. OSHA released their "Top 10 Most

Is How You Buy Insurance Harming Your Business?

The time to begin evaluating new insurance policies for your business will be here before you know it. Before you start thinking about insurance for 2018, I want to tell you something: The way you are buying insurance might be hurting your businesses. A Look At The Average Employer’s Insurance Buying

Record Breaking Settlement Involving Workplace Safety

  Bumble Bee Foods LLC will pay $6,000,000 to settle criminal charges for a 2012 death of an employee in their Santa Fe Springs, California plant. The Los Angeles County District Attorney's Office said in a press release Wednesday that the settlement was “the largest-known disbursement in a California criminal prosecution of workplace

Business Interruption Coverage

  Typically, when business owners think of incurring an insurance loss, they imagine an employee getting hurt on the job, or a fire breaking out in a warehouse or office, thereby damaging or destroying property and goods.  But how often do you consider where and how you would conduct business in

Insurance Fraud is on the Rise

Insurance Fraud is on the Rise What’s one of the fastest-growing industries in the country? Insurance fraud. From 2010 to 2012, cases of suspected insurance fraud rose 27% nationwide – a problem that is growing at an accelerated rate. From 2010 to 2011, cases grew by 9%, and the following year almost