• This field is for validation purposes and should be left unchanged.

Avoiding Medicare’s lifelong penalties

While it should be easy, enrolling in Medicare stresses a lot of people out. Having to deal with Social Security and employers can often lead to confusion. If you do not enroll in Medicare, at the right time, it can cost you in lifelong penalties. Making sure you enroll at

Avoiding the ACA tax penalties

Now in our third year of the Affordable Care Act, the open enrollment period is finishing up for the 2016 plan year. This year we have seen a lot of changes and some increase in provider participation for the individual and family plans. It is still important to

Record Breaking Settlement Involving Workplace Safety

  Bumble Bee Foods LLC will pay $6,000,000 to settle criminal charges for a 2012 death of an employee in their Santa Fe Springs, California plant. The Los Angeles County District Attorney's Office said in a press release Wednesday that the settlement was “the largest-known disbursement in a California criminal prosecution of workplace

Business Interruption Coverage

  Typically, when business owners think of incurring an insurance loss, they imagine an employee getting hurt on the job, or a fire breaking out in a warehouse or office, thereby damaging or destroying property and goods.  But how often do you consider where and how you would conduct business in

Individual and family plan enrollment important dates

It is hard to believe that 2013 is almost over, and the last day to enroll in an individual and family insurance plan with a January 1, 2014 effective date has passed. With all the news around the Affordable Care Act deadlines of December 15 and subsequent extension to

Insurance Fraud is on the Rise

Insurance Fraud is on the Rise What’s one of the fastest-growing industries in the country? Insurance fraud. From 2010 to 2012, cases of suspected insurance fraud rose 27% nationwide – a problem that is growing at an accelerated rate. From 2010 to 2011, cases grew by 9%, and the following year almost

Avoiding the Work Comp Nightmare: When it isn’t Your Fault

Workers’ Compensation claims can be a nightmare for any employer. What happens when an employee is about to file a claim against you – and you aren’t to blame? That’s exactly what happened with one of my clients recently. Here’s how I helped: Let’s call my client “Jane.” Jane’s part-time employee

Health Care Reform and Employer Compliance

Now that the Supreme Court has upheld Health Care Reform, what is left for employers to do? A.) Uniform Explanation of Coverage to Employees. Failure to comply is $1,000 fine per employee B.) Modification Notices to Employees. Failure to comply is $1,000 fine per employee C.) W-2 reporting D.) Certification of Employers health plan annually to

A Nightmare of Data Theft & Cyber Attack to Avoid

People were celebrating a recent New Year’s Eve in the streets and clubs of San Diego, when burglars broke into the offices of a nearby company and carried off computer hardware. Undiscovered until after the holiday, it appeared to be a random theft. In addition to the computers, the burglars got