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Work Comp Rates Are Rising Again. What to do?

What Van Beurden Insurance predicted has come to pass: Workers’ Compensation Insurance rates are going up, up, up. It was inevitable. The cycle between rates up and rates down used to be abrupt and surprising, but now, after Work Comp was stabilized in California several years ago; the rise in rates

New Rules: All Employers Must Report Work-Related Incidents to OSHA, Many Required to Keep More Records

Outlined in this blog are new OSHA 300 reporting and recording requirements every employer needs to know. All employers have new requirements regarding keeping records and reporting work-related incidents. Employers with 11 or more employees have additional new responsibilities. Reporting Requirements All employers must report the following work-related incidents to the Occupational Safety and

What the Legislature and Jerry Brown Did While We Were Sleeping and How it Affects Nearly Every Employer in California!!

First off, this is not going to be good news to employers with 5 or more employees. Secondly please read this before continuing: https://www.jdsupra.com/legalnews/new-california-laws-change-sexual-37716/ . So basically, one offense and the claim becomes triable. In the past there had to be several reports in order for it to become triable and

Do You Know About These Sexual Harassment Training Modifications?

There’s new legislation that affects every business with five or more employees. On September 30, 2018, California Governor Jerry Brown signed SB 1343, legislation that modifies the California Fair Employment and Housing Act (FEHA) sexual harassment training requirements as follows: By January 1, 2020, California employers with five or more employees (it

Property & Casualty Losses Hit $25.3 Billion in 2017

I recently wrote an auto insurance policy for a new client, and due in large part to the insured’s claims spiraling out of control, premiums increased from $77,000 annually to its current annual premium of $225,000!While we were not the broker on the previous policy, we are now the ones

What You Should Know About Captive Insurance

Long considered an alternative market, Captive insurance programs are steadily moving to the forefront of business insurance choices. In this blog, I’ll explain exactly what a captive is, how a captive works with business taxes, and the benefits of captives. I’m indebted to an article published online by the International

Is This Goodbye to Independent Contractors?

A landmark new decision of the California Supreme Court gives a clear new definition for determining whether workers in California can be classified as employees or independent contractors. In a comprehensive decision reported in various legal updates, the Court held that there is a presumption that individuals are employees and that

How to Avoid Healthcare Cost Pitfalls

The relationship between employers and employees can be successful – and it’s usually dependent on the employer’s ability to make good decisions. If the employees are thriving, healthy and happy, the employer most likely has a strong and secure decision-making process that helps the employees – and the company – succeed. Of