ISO Protection Class Codes: What Are They? How Are You Affected?

  What Are They? The ISO (International Organization for Standardization) partners with municipal fire authorities, city managers and other community officials to evaluate local fire-protection resources.  Data is gathered and evaluated prior to a Public Protection Classification (PPC) being assigned. PPCs will range from Class 1 (best) to Class 10 (worst).  PPC's are more commonly known as Fire...

Distracted Driving: Stay Focused to Stay Safe

  According to Centers for Disease Control and Prevention (CDC), nearly 10 people a day, in the United States alone, are killed in crashes that are reported to involve a distracted driver.  More than 1,100 people are injured in those same circumstances.  Every day. Distracted driving is defined as driving while doing anything that takes your focus...

Vehicle Breakdowns: What To Do

  Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do.  The Insurance Information Institute (I.I.I.) recommends the following precautions when your car breaks down: 1)  Never get...

Identity Theft Coverage: What Is It? Do You Need It?

Information provided by: Insurance Information Institute   It's happening everywhere. Data from retail stores, hotels, banks and other businesses are being stolen and misused - and data theft scams are likely to increase as the holiday season approaches, according to the Insurance Information Institute. Identity fraud is on the rise for the second year...