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Individual and family plan enrollment important dates

It is hard to believe that 2013 is almost over, and the last day to enroll in an individual and family insurance plan with a January 1, 2014 effective date has passed. With all the news around the Affordable Care Act deadlines of December 15 and subsequent extension to

Updated Information on Affordable Care Act: No Fines For Now

Last week you may have received my newsletter or read in this blog about the notification stipulations for the ACA that are effective October 1, 2013. The Federal Government on Thursday, September 12, 2013 (right after my last blog was published) released a statement that the fines associated with non-notification of employees

IRS: Vast Majority of Independent Contractors are Mislabeled

Forbes reports that the IRS is taking a much closer look at workers labeled as “independent contractors,” and that could mean potential trouble for employers. When employers pay independent contractors, there’s no income tax withholding, no employment taxes – it’s the responsibility of the worker to pay taxes. Even assuming that

Why employees need to be educated about Obamacare?

Benefit education has long been considered a key component of a successful employee benefit program. However, engaging employees and helping them recognize the value of their program is not easy. It takes ongoing efforts of HR managers with support from senior management. The Affordable Care Act creates another new wrinkle for

Healthcare Reform Update- May 2013

May 23, 2013 was a historic day for California. Covered CA, the state Individual Health Insurance Exchange, announced its final plans, rates, and the rating regions.  Finally shining a small light on what we can expect for next year, the press release made today gave us some answers, but not

Healthcare Law Education Criticized

The Insurance Journal posted an article about the lack of education for the Affordable Care Act, which has Mandatory Coverage coming into affect in less than 8 months. You may find the article here: Insurance Journal Article. Most Americans, including most business owners, are not aware of the laws important provisions

Fewer Californians Get Health Care At Work

The Insurance Journal has just published a new report about where Americans get their Health Insurance coverage. The article may be found on this link. Over the last 10 years, less workers, who are not subject to Medicare, are purchasing health care coverage from their workplace. This means that they are either uninsured or