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Officer Exclusions in Workers’ Compensation

I've noticed that most prospective workers' comp clients who contact me have the officers of the corporation or the business owner excluded under their workers' compensation coverage. I would like to make two cases against this practice. #1 If an officer is excluded from work comp, it means exactly that, they are

IRS Releases New Notice on W-2 Reporting

The IRS just released some changes to the W-2 reporting for employers. Employers that are required to file fewer than 250 W-2 forms in 2011 WILL NOT be required to report the cost of health coverage under Health Care Reform. This change will continue until further guidance is issued. However, employers that

Will Health Care Reform Stand in 2012?

In late March, the Supreme Court will hear arguments on the constitutionality of the "Individual Mandate". The Court is allowing more than 5 hours and we can expect a ruling by late June. Couple this with a Presidential election in November and this is shaping up for a big year for

Tips for a Safer Halloween

Even if your kids are old enough to trick-or-treat on their own, they still need help from parents to ensure that when they leave the house, they have everything they need to stay safe. Consider these tips: Be sure your child takes a working flashlight along or a supply of glow

No Cost Central Coast Safety Update Seminar with Cal OSHA

Is Your Business OSHA Compliant? How Much Could You Owe in Fines? January 1st 2011 AB2774 is in force. Are you familiar with the requirements? Van Beurden Insurance Services, Inc. Presents: JIM LOPES of CAL/OSHA CONSULTATION June 23, 2011 - 9:00 am to 11:30 am Oxford Suites 651 Five Cities Drive Pismo Beach, CA 93449 9:00 am to 11:30 am No

President’s Message

At Van Beurden Insurance Services, Inc., we like to think we have been able to combine the best of both worlds: the resources of a large company with the commitment and family tradition of a smaller firm. Our philosophy is that happy, experienced, and dedicated employees provide optimum

For 40% Savings, More Employers Are Self-Funding

Employers with fully insured health plans are realizing they can "safely" custom design a medical plan for the needs of their workers and save as much as 40% on the over all cost. As a result, the choice to self fund a health insurance plan is becoming more popular for employers with

Rate Increases show we need Health Insurance Reform

Wellpoint, parent company of Anthem / Blue Cross has warned its individual policy holders that their rates may go up 39%, but the majority of their policy holders will have a 24% rate increase. They advise this is due to claims dollars paid out are higher than premiums brought in,