This is what has unfolded after the Department of Insurance repeatedly refused to believe or accept suggested rate changes over the past 4 years or longer. Basically no elected official would ever tell the public that the rates for workers compensation coverage in the state of California were going up substantially.
Even if your kids are old enough to trick-or-treat on their own, they still need help from parents to ensure that when they leave the house, they have everything they need to stay safe. Consider these tips: Be sure your child takes a working flashlight along or a supply of glow
Free Webinar on the topic of EMERGENCY ACTION PLANS Where? – Your Desktop When? – Thursday November 10th, 2011 at 2 P.M. Are you Compliant with the regulation? What does it take to be compliant with the regulation? What is the penalty for non-compliance? How do I build one for my firm? VanBeurden Insurance Services, Inc. believes
High Experience Mod x Low Rate = High Premium It is very simple math. Your Experience Modification is a multiplier of your rate and your true cost. If your current experience modifier is 125 or more, that is higher than average and extremely higher than your minimum allowable experience mod.
We just received notice from the Insurance Journal Online that the House of Representatives has passed legislation that will keep the federal flood insurance program going at least until November 18, 2011. The House and Senate are currently working on legislation that would extend the program for five years and make
According to Fidelity Flood Insurance Company: The House of Representatives passed a short term funding bill that will prevent a shutdown of the federal government and continue funding for the National Flood Insurance Program (NFIP) until Tuesday Oct. 4. When they return from recess Congress has the option to consider short term
Are you prepared for "the big one"? The Great California ShakeOut is a day of special events featuring the largest earthquake drill ever, organized to inspire Californians to get ready for big earthquakes, and to prevent disasters from becoming catastrophes. What we do now, before a big earthquake, will determine what
The number of players in the California Work Comp Market right now is staggering. I do not believe that California consumers have ever had this wide range of choice in selecting an insuring company. The widening of this market has brought relative chaos to the old orderly system, which did
Do you have a child going away to college and planning to live off-campus? These days, most apartment complexes and property management companies now require their tenants to carry renter’s insurance prior to moving in. With most of our companies, the personal property and liability coverage automatically extends from the
A new law that took effect July 1, the Carbon Monoxide Poisoning Prevention Act of 2010 (SB 183), requires homeowners, landlords, apartment managers and builders to install carbon monoxide detectors and smoke detectors in an effort to prevent accidental deaths. Those who don’t could receive a 30-day notice to comply, or