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Dual Wage Disaster – WCIRB Considers Rate Threshhold Increases

If you’re a subcontracting company for excavation, plastering, stucco and sewer construction, you may be seeing a huge increase in your Workers’ Comp premiums next year. Here’s why: A proposed change to the dual wage classification system is going before the Governing Committee in August. If the insurance commissioner adopts the

Are You A Professional?

Do You Need Professional Liability Insurance? If you aren’t sure, here are a few questions you should ask yourself first: Are you licensed? Are you educated? Are you regulated? Are you an expert? Do you use those words to attract clients? If you answered yes to any of the above questions, then professional liability insurance (also known

Insurance Fraud is on the Rise

Insurance Fraud is on the Rise What’s one of the fastest-growing industries in the country? Insurance fraud. From 2010 to 2012, cases of suspected insurance fraud rose 27% nationwide – a problem that is growing at an accelerated rate. From 2010 to 2011, cases grew by 9%, and the following year almost

What you need to know about Health Care Reform

Join us for a Free Webinar on March 7   In the aftermath of the November election and the Supreme Court decision to uphold the Act, you're now faced with some quick deadlines to deal with the reality. We suggest that you examine your choices and develop a plan by June 1,

Estimates of 2014 Individual Health Insurance Premiums

The California Health Insurance Exchange, Covered California unveiled their website today along with estimates of what the individual can expect to pay in premiums and out-of-pocket healthcare costs. You can calculate your estimated premium by visiting: Covered CA Cost Calculator At Van Beurden Insurance we can help you analyze which plan best

Avoiding the Work Comp Nightmare: When it isn’t Your Fault

Workers’ Compensation claims can be a nightmare for any employer. What happens when an employee is about to file a claim against you – and you aren’t to blame? That’s exactly what happened with one of my clients recently. Here’s how I helped: Let’s call my client “Jane.” Jane’s part-time employee

Are You Allowing The Work Comp Market To Select Who Represents You?

Each year around this time, nearly half of California businesses begin the renewal process on their workers compensation coverage. Usually, they send information out to almost any agent that contacts them, and hope to get competitive quotes from the various insurance companies these agents represent. The incumbent agent usually goes to market first and basically corners