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VBI Blog

October 26, 2017 OSHA Releases “Top 10” Violations List

Spend any amount of time on the Internet and you’re bound to come across a "Top 10" list of some sort. Sometimes they make you laugh and sometimes they make you reminisce on the good times, but I’ve got one that should get you thinking. OSHA released their "Top 10 Most

September 26, 2017 Does Your Insurance Cover Your College Student’s Dorm?

School is back in session, which means for many it’s time to pack up the incoming freshman’s belongings and move them into their first year at college. What a lot of parents don’t consider though is if your student’s belongings are covered through your insurance policy. Having insurance for your

September 18, 2017 OSHA? Plan Ahead and Be Prepared!

When some employers hear “OSHA,” they cringe at the thought that there might be a chance their business is not in full compliance with the complex and immense OSHA regulations. In turn, it can become a stressful and overwhelming task to ensure all regulations are being followed accordingly. However, there

July 31, 2017 What is AB 676 and How Does it Affect Your Child Care Business?

Every publically-funded child care program will be affected by AB 676 – and I’m glad. If two hours of training can help minimize Workers’ Compensation claims and costs to your child care business, you should be too. The AB 676 Child Care Caregiver Safety Training Act was recently passed in the

July 27, 2017 Is How You Buy Insurance Harming Your Business?

The time to begin evaluating new insurance policies for your business will be here before you know it. Before you start thinking about insurance for 2018, I want to tell you something: The way you are buying insurance might be hurting your businesses. A Look At The Average Employer’s Insurance Buying

June 28, 2017 What is an “Umbrella”? And is it really necessary?

In the insurance world when people say “umbrella policy” they are not talking about an insurance policy to cover your beautiful umbrellas. The long winded name of an umbrella policy is called a Personal Umbrella Liability Policy. The reason people call it an umbrella, is because it covers you and your stuff like an umbrella would cover you. Think

June 28, 2017 Senate Postpones Health Vote; Is ACA Here to Stay?

The healthcare vote in the Senate has been delayed because they do not have enough votes to get it through the Budget Reconciliation process, which requires 51 votes to pass. In addition, if something isn’t passed by August 1 of this year, I think they will move on to tax reform and

June 28, 2017 New Senate Health Bill Includes Waiver Wild Card

Here in California, it’s safe to say we as a State would not be asking the federal government for a waiver. The State of California has been a big proponent of the ACA and the Covered California Exchange. If more control is left up to the States it’s the “ Status