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VBI Blog

May 26, 2011 Executive Officers of a Corporation and Premium Calculation

Many small companies doing business as a corporation are confused about the guidelines established by the California Workers’ Compensation Insurance Rating Bureau regarding Executive Officers. “Executive Officers” means those officers of a corporation or limited liability company commonly known as President, Vice President, Secretary, and Treasurer. I've seen the following situation

May 11, 2011 Heat Illness Awareness Warms Up

More than 30 people died last year of heat-illness related incidents in the workplace. Secretary of Labor Hilda Solis has launched a national campaign to educate workers and their employers about heat-related illness. The campaign centers on three components that can save an individuals life: water, rest and shade. California already

May 9, 2011 Personal Safety at Work, Home and On the Road

Don Phinn Esq., President of HR That Works! has developed his "Mothership of checklists" for safety practices at work, at home and on the road. In this brief checklist Don compiles various personal observations with recommendations from other sources including very useful links. Check it out by clicking here and

May 3, 2011 California Wildfire Awareness Week

The following notice from the California Department of Insurance struck a specific chord with me because I live in a wooded area and the recent rains have provided heavy underbrush. However, regardless of where we live it is imperative to "be prepared" and there is no better time than the

April 21, 2011 Flood Insurance: California Businesses & Homeowners Advised to Secure Coverage

According to a recent article in the Insurance Journal, the threat of flood in California is not over just because the inclement weather has subsided: California Businesses, Residents Urged to Consider Flood Insurance While California may have survived this past winter’s storms, experts are urging businesses and residents to consider flood insurance. The state’s

April 19, 2011 Work Comp Insurance and Payroll Combined for Best of Both!

It's only after you put your Work Comp insurance and payroll service together that you realize it was something you should have done a long time ago. It saves money, time and, did I mention it saves money? There is a very good reason Van Beurden Insurance Services and the Payality

April 15, 2011 How Your Annual Miles Affect Your Auto Insurance

Did you know that California highway miles are declining? Miles driven on California highways dropped 4.3% from 2006 to 2009. This decrease was influenced by a high unemployment rate. California insurers are highly regulated in how they determine the rate in which one is charged for insurance and annual mileage

March 30, 2011 Majestic Insurance Co. rises quickly, falls much faster.

Chronicled in a couple of my previous posts, is the tale of how not to attack your way into the California Workers Compensation marketplace. If you review my blogs dated May 3rd,  and November 3rd of 2010, you will get background on the saga of Majestic Insurance Company and its