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VBI Blog

April 30, 2019 Insurance Tips for Spring

The sun is out, the air is cool, flowers are blooming – that means it’s time for a little spring cleaning. After the winter we just had, it’s a good idea to do some preventive cleaning and maintenance to help maintain your home and property the rest of the year.

April 10, 2019 Water Detection Devices: The Best Choices For You

We all live and work in buildings with smoke detectors, but Californians haven’t adopted innovative new technology: water detection devices that warn about water damage from leaks or pipes. Western homes are much more likely to be damaged by water than by fire, but only a fraction have installed devices that

February 13, 2019 Work Comp Rates Are Rising Again. What to do?

What Van Beurden Insurance predicted has come to pass: Workers’ Compensation Insurance rates are going up, up, up. It was inevitable. The cycle between rates up and rates down used to be abrupt and surprising, but now, after Work Comp was stabilized in California several years ago; the rise in rates

January 22, 2019 New Rules: All Employers Must Report Work-Related Incidents to OSHA, Many Required to Keep More Records

Outlined in this blog are new OSHA 300 reporting and recording requirements every employer needs to know. All employers have new requirements regarding keeping records and reporting work-related incidents. Employers with 11 or more employees have additional new responsibilities. Reporting Requirements All employers must report the following work-related incidents to the Occupational Safety and

January 22, 2019 Fire Insurance is Imperative in a Changing Climate

Wildfires devastated California last year, causing fatalities and injuries, destroying nearly 10,000 structures, and displacing hundreds of thousands of people. As the number of wildfires increasing in California, obtaining fire insurance becomes more difficult for homeowners. Insurance companies aren’t renewing policies for customers in high risk areas. Those that can find

December 12, 2018 What the Legislature and Jerry Brown Did While We Were Sleeping and How it Affects Nearly Every Employer in California!!

First off, this is not going to be good news to employers with 5 or more employees. Secondly please read this before continuing: https://www.jdsupra.com/legalnews/new-california-laws-change-sexual-37716/ . So basically, one offense and the claim becomes triable. In the past there had to be several reports in order for it to become triable and

November 27, 2018 5 Winter Insurance Tips to Reduce Risk

VBI Blog Andrea Romo                    Winter is coming, and that means more risk for homeowners. If you live in Northern California or the Sierra Nevada, you already know that snow, water, ice, even the cold weather alone can cause property damage. What you may not know is that some of that damage

November 7, 2018 Do You Know About These Sexual Harassment Training Modifications?

There’s new legislation that affects every business with five or more employees. On September 30, 2018, California Governor Jerry Brown signed SB 1343, legislation that modifies the California Fair Employment and Housing Act (FEHA) sexual harassment training requirements as follows: By January 1, 2020, California employers with five or more employees (it