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Why are Work Comp Claims So Costly?

The average cost of an indemnity claim is now over $60,000! Why?  There are many factors as to why costs are increasing so much.  These are but a few: Increased medical costs More medical procedures being requested Early Return to Work is not as available, due to economic times Litigation One of the biggest factors...

MPN’s, Medical Liens, and the WCAB

There has been a huge upturn in the number of litigated claims over the past 2 years in California Workers' Compensation. Now approximately 40-50% of claims are becoming litigated and virtually 100% of claims older than 2 years are in litigation. When I was told this, my initial question was: Why?...

New Workplace Rules: California Workers’ Comp Regulation Changes

On August 10, 2010, the Office of Administrative Law approved several changes that affect California employers effective October 8, 2010: Updated Posting Notices (DWC-7) must be used. Notification of Rights Materials Regarding the insurance carrier MPN must be posted. MPN Implementation Notices are revised, as are options on how to distribute. New Hire Pamphlets,...

President’s Message

At Van Beurden Insurance Services, Inc., we like to think we have been able to combine the best of both worlds: the resources of a large company with the commitment and family tradition of a smaller firm. Our philosophy is that happy, experienced, and dedicated employees provide optimum...

Why Can’t Work Comp Be Easier?

For years, business owners have complained about the same things regarding Workers' Compensation Insurance: Large Deposits High Rates Policy Audits Difficult Payment Plans Aren't these the things that bother you the most about Work Comp? These can be especially bothersome for smaller businesses, who never seem to see the same aggressive offers from Insurance Companies. These...

For 40% Savings, More Employers Are Self-Funding

Employers with fully insured health plans are realizing they can "safely" custom design a medical plan for the needs of their workers and save as much as 40% on the over all cost. As a result, the choice to self fund a health insurance plan is becoming more popular for employers with...

Follow-up on previous post

Hit the link to see a recent column by Fresno Bee writer Dan Walters. I think if you read my previous blog and then read this article, it will clearly illustrate the situation that the Work Comp system is in here in California. Political pandering has muddled the real market...

Travelers Claim Service Complimented by Customer

We recently received correspondence from Travelers Insurance stating a customer contacted them praising one of their Claim Professionals. “Thank you so much for your professionalism and prompt response to  my communications. It has been a pleasure working with you to solve the issues surrounding this traumatic event. For that reason, I have recommended you...

WCIRB Suggests 29.6% Increase in Rates

It is unfortunate that the Commissioner of Insurance (Poizner) has repeatedly ignored previous suggestion of rate increases as it would hurt his chances of being Governor, but since he has ignored the warnings of the Workers Compensation Insurance Rating Bureau (WCIRB) (which is an apolitical, quasi-governmental actuarial department) it has...