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Disability and Long-term Care Insurance

Personal Individual Disability Insurance protects your personal income in the event you cannot work due to injury or illness. You’ll receive assistance to continue paying everyday expenses, such as groceries, auto, utilities, housing, and more.

Overhead Expense Insurance policies help your business surmount your disability and continue to pay rent, utilities, payroll and more. 

Disability Buy-out Protection funds policy funds the purchase of a disabled owner’s portion of the business.

Disability Protection for key employees or groups of employees provides protection for the employee and a tax-deduction for the business.

Long-term Care Insurance provides the assistance or supervision when you are not able to do some of the basic activities of daily living. Long-term care insurance can be offered either as a standalone policy or as a linked policy that includes both Death and/or a Long-term care Benefit.

Select a Sales Associate specializing in Disability and Long-Term Care Insurance solutions.