Flood Insurance: The Basics

  If you live in California, watch television, listen to the radio or browse the internet, then you've most likely heard about El Niño and the possibility of flooding in the coming months.  Amid all the talk about flooding and subsequent need for flood insurance, there are still more questions.   Most people understand the basic idea...

Disaster Preparedness – Better to be Safe than Sorry

  With all the recent talk of El Nino and forecasters expecting record amounts of rainfall this winter, many of us have flooding (circa 1997) on our minds. The summer of 2015 seemed to be one forest fire on top of another, and just one year ago, the Napa Valley was hit hard by a magnitude-6.0 earthquake, the...

Distracted Driving: Stay Focused to Stay Safe

  According to Centers for Disease Control and Prevention (CDC), nearly 10 people a day, in the United States alone, are killed in crashes that are reported to involve a distracted driver.  More than 1,100 people are injured in those same circumstances.  Every day. Distracted driving is defined as driving while doing anything that takes your focus...

Driverless Cars – Are We Ready?

We've all had those days: rushing around, trying to get errands done. You finally picked up the dry cleaning, and now you've got to get to the post office before it closes. So you go, pedal to the metal, thinking about what you need to get at the grocery store...

Are you ready for some FOOTBALL?

It’s Easy to Host a Fun AND Safe Super Bowl® Party Whether you’re cheering for your favorite team or tuning in for the commercials, you’ll score points with family and friends when you host a party around your television. Help make this Sunday enjoyable and safe for your guests by taking...

Happy New Year!

Consider the New Year an opportunity to reevaluate your insurance needs to decide whether to renew, change or purchase policies. Ask yourself these questions to help make sure you are properly protected: • Do you have an immediate need to renew any of your current policies before the coverage period ends? • Did you receive...

Winter Auto Safety

Did you know that 24 percent of weather-related accidents annually occur on snowy, slushy or icy pavement? Those winter accidents result in more than 1,300 fatalities and 116,800 injuries. Snowy or slushy pavement leads to an average of 30 percent to 40 percent reduction in vehicle speed, decreased visibility, reduced...