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Protect Your Company: Are Customer Waivers the New Normal?

After months of pandemic lockdowns, communities are reopening and businesses are finding we live in an entirely new world. Waivers – forms signed by customers entering your place of business – are becoming the new normal. From hair salons and recreation centers to stock exchanges and wedding photographers, the notices have sprung

Protect Your Company: COVID-19, Work-From-Home and the Risks of Data Leakage

Our world is dramatically different now. COVID-19 has us all on high alert, guarding the health and safety of ourselves, our families, friends and co-workers, as we change our behaviors to try to survive and move past this awful  pandemic. For many professionals, learning to work almost entirely at home is a

New Law Defines Who Is An Independent Contractor – And Who Is Not

If your business is a California corporation, you should be aware that a new law takes effect January 1, 2020 that changes the definition of who is eligible to be classified as an independent contractor. The Legislature and the Governor has expanded and refined a rule first announced by the California

Are you satisfied with your workers’ compensation renewal and the renewal process?

I often hear from business owners and decision makers that renewing their insurance program is a frustrating and costly process. “Frustrating” because they rarely receive new insights into: New opportunities for financing their insurance program How to improve outcomes What’s new in the marketplace Most important, how you, your employees and

Restaurants & Bars: Serving Up the Latest Cyber Risk Target

Over the past quarter-century, restaurants and bars have adopted technology that has turned them into streamlined, completely digital operations that probably couldn’t put out a single meal if the server went down. Nearly every restaurant and bar in the U.S. depends on technology to some extent. Menus may be accessed on

Manufacturing Companies Need Cyber Insurance

Nearly every company relies on digital technology. That means nearly every company is facing the danger of unwanted individuals and entities messing around in your company’s digital data. To begin, the digital security of an organization can only be as strong as the basic judgment of its employees. It only takes