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Heat Illness Awareness Warms Up

More than 30 people died last year of heat-illness related incidents in the workplace. Secretary of Labor Hilda Solis has launched a national campaign to educate workers and their employers about heat-related illness. The campaign centers on three components that can save an individuals life: water, rest and shade. California already

Personal Safety at Work, Home and On the Road

Don Phinn Esq., President of HR That Works! has developed his "Mothership of checklists" for safety practices at work, at home and on the road. In this brief checklist Don compiles various personal observations with recommendations from other sources including very useful links. Check it out by clicking here and

California Wildfire Awareness Week

The following notice from the California Department of Insurance struck a specific chord with me because I live in a wooded area and the recent rains have provided heavy underbrush. However, regardless of where we live it is imperative to "be prepared" and there is no better time than the

Work Comp Insurance and Payroll Combined for Best of Both!

It's only after you put your Work Comp insurance and payroll service together that you realize it was something you should have done a long time ago. It saves money, time and, did I mention it saves money? There is a very good reason Van Beurden Insurance Services and the Payality

State Fund Opens Up

The California State Compensation Insurance Fund (SCIF) announced November 9 that the 80,000+ employers written direct through SCIF have a new option. They may choose to select an independent broker to represent them through a broker of record letter. Independent brokers “bring significant and lasting contributions through a wide variety

A Successful Workers’ Comp Final Audit Protest

Our assistance as Work Comp Advisors has just resulted in major savings by one of our clients. What originated as a $79,422.70 additional final audit billing has been successfully protested and reversed resulting in a $4,317.30 premium return. This is a total difference of $83,740 and took three weeks to resolve. Our client

Independent Contractors and the New Economy

The fact of the matter is, there is much confusion regarding the status of who actually is an independent contractor. Despite rumors that the economy is slowly, very slowly rebounding, government entities nationally are in fiscal holes: The Obama administration estimates that there is up to $2.7 billion+ in unpaid Social Security,

Final Audit Preparation – Reason #1,093

The California Workers Compensation Insurance Rating Bureau will not include estimated payrolls in an experience modification (ex mod) calculation. If a final audit is late the Bureau will process the worksheet without the payroll data for that policy period however they will include the claims.  Obviously this will wreak havoc on an ex mod

Targeted Inspection and Consultation Assessments 2010

On March 1st 2010 Cal-OSHA will mail assessments to employers with experience modifications of 125% or more as of 12/31/2009. Payment is due in 30 days or turned over to the State Franchise Tax Board for collection. The amount of the assessment is determined by the annual payroll generated in