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It’s Raining Lawsuits: Do You Need An Umbrella Policy?

  It's impossible to predict whether you might lose a lawsuit resulting from a car accident or an accident on your property. Nor is it possible to predict the amount that might be awarded to the winning party, an amount that you would be responsible for paying. To protect yourself against

Distracted Driving: Two Words That Should Never Be Seen Together

Do you sometimes wonder at drivers focused on everything but the road? She’s texting! He’s reading a map on his tablet! She’s turned around, yelling at a child in the back seat! Welcome to the world of distracted drivers. The statistics are frightening: Every day, 4,300 crashes result from distracted driving Drivers talking

Ringing in the New Year With New California Laws

Happy New Year! California will ring in the New Year with several new laws or changes to existing laws that go into effect in 2014. Teen driver restrictions: Anyone under 18 years of age can no longer use hands-free technology to send or receive text messages while driving. Texting the old-fashioned way was

Winter Auto Safety

Did you know that 24 percent of weather-related accidents annually occur on snowy, slushy or icy pavement? Those winter accidents result in more than 1,300 fatalities and 116,800 injuries. Snowy or slushy pavement leads to an average of 30 percent to 40 percent reduction in vehicle speed, decreased visibility, reduced

Uninsured Motorists – How Much Insurance is Enough?

If you had a 50% chance of winning the lottery, you wouldn’t pass up buying a ticket. How about a 50% chance of getting in a car accident and having to foot the bill? That’s exactly what can happen when your accident is with an uninsured (or inadequately insured) driver –

Cycling is on the Rise … Do You Have the Coverage You Need?

As gasoline prices increase, more and more commuters are going green and saving by biking to and from work.  Making sure you have the proper coverage is important! “A bike can cost anywhere from a few hundred dollars for a basic model to several thousand dollars for a fast, light

Tips for Teen Drivers

Safe driving is everyone's responsibility. Consider that over half of all motor vehicle accidents could be avoided if drivers made intelligent driving decisions. As new drivers, teenage drivers are most at risk because you lack the experience (and sometimes the maturity) to make intelligent decisions at critical times. Strive to

Are You and Your Family Protected From the Unexpected?

Did you know two out of every three homes nationwide are underinsured? In fact, 64% of homeowners are underinsured by an average of 19%.* Don't wait until you have to a loss to find out whether you have the right coverage. Talk to a Van Beurden Insurance Advisor today and get professional assistance