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Family protected against mudslides

Protect Yourself, Your Family, Belongings and Business from Mudflow

Periods of heavy rainfall have been predicted for winter. Beyond flooding dangers, heavy rainfall often leads to mudflow – a river of mud – and landslides caused by destabilized land shifting due to gradual erosion or sudden accumulation of water. Mudflows can be as dangerous and costly as mudslides. Mudslides occur

Fire Insurance is Imperative in Our Changing Climate

Most people aren’t ready for a wildfire, but there are steps you can take to reduce the risk. Maintain an adequate defensible space around your home and protect your home using fire resistant building materials. “Defensible space” is a buffer around your home that you can create by removing dead plants, grass and

Insurance Tips for Spring

The sun is out, the air is cool, flowers are blooming – that means it’s time for a little spring cleaning. After the winter we just had, it’s a good idea to do some preventive cleaning and maintenance to help maintain your home and property the rest of the year.

Water Detection Devices: The Best Choices For You

We all live and work in buildings with smoke detectors, but Californians haven’t adopted innovative new technology: water detection devices that warn about water damage from leaks or pipes. Western homes are much more likely to be damaged by water than by fire, but only a fraction have installed devices that

Expensive Water Damage, and How to Avoid It

Water damage is the second-most filed claim by homeowners and renters every year, but few people really know how to keep water where it belongs – in your pipes and in your water heater – and not soaking your floors or dripping through your ceilings. Water may be a “necessity of

California Landlords: Require Renters Insurance in Your Lease

The National Fire Protection Association estimates that 70% of fires in multifamily dwellings are the result of tenants’ negligence. Many landlords don’t know that a lease can require tenants to obtain and maintain renters insurance – and doing so benefits everyone involved. Most tenants assume that the landlord’s insurance policy covers renters’