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You and your clients may have noticed increasing umbrella rates – here’s why

Fast-rising costs have affected auto rates – and umbrella rates are facing similar trends. While many carriers respond by restricting coverage, I’ve found Safeco continues to offer a true umbrella product with useful coverages like Internet libel, personal defense and worldwide liability. COVID-19 may be driving a short-term decrease in miles driven,...

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How Much Insurance Is Enough?

What kind of answer do you get when you ask folks how much insurance you should have? Ask an insurance agent, and they might tell you to buy as much as you can afford. Ask an underwriter, and they might tell you to buy as much as they’ll approve. Ask a customer, and...

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New Vehicle Ownership, Driving Laws

Almost every year there are a large number of new California laws affecting vehicle owners and drivers, and 2020 is no exception. California’s Clean Air Vehicle Decal Program has changed. Qualifying low- and zero-emission vehicles can use the high-occupancy vehicle or diamond lanes, regardless of how many people are in the vehicle....

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Protecting Your College Student From On-Campus Losses

Preventative measures, safety precautions – and the right insurance – can bring peace of mind. With burglaries constituting approximately 50 percent of all on-campus crimes, it's important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage. Contact an insurance professional (like me)...

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