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Healthcare Reform Update- May 2013

May 23, 2013 was a historic day for California. Covered CA, the state Individual Health Insurance Exchange, announced its final plans, rates, and the rating regions.  Finally shining a small light on what we can expect for next year, the press release made today gave us some answers, but not

Will Health Care Reform Stand in 2012?

In late March, the Supreme Court will hear arguments on the constitutionality of the "Individual Mandate". The Court is allowing more than 5 hours and we can expect a ruling by late June. Couple this with a Presidential election in November and this is shaping up for a big year for

For 40% Savings, More Employers Are Self-Funding

Employers with fully insured health plans are realizing they can "safely" custom design a medical plan for the needs of their workers and save as much as 40% on the over all cost. As a result, the choice to self fund a health insurance plan is becoming more popular for employers with

Rate Increases show we need Health Insurance Reform

Wellpoint, parent company of Anthem / Blue Cross has warned its individual policy holders that their rates may go up 39%, but the majority of their policy holders will have a 24% rate increase. They advise this is due to claims dollars paid out are higher than premiums brought in,