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How a New California Law Impacts Your ACA Compliance Process

As if California employers didn’t have enough to worry about, according to The ACA Times, employers may have another level of complexity coming their way in regards to “contract workers” and compliance with the Affordable Care Act. When California Assembly Bill 5 (AB5) becomes law this January, employers will be required

OSHA Presents: The Top 10 Violations of 2018

OSHA revealed the agency’s Top 10 violations for 2018 at the National Safety Council Congress & Expo in Houston, Texas. Patrick Kapust, deputy director of OSHA’s Directorate of Enforcement Programs, presented the agency’s list. While the list is largely familiar, there are a few surprises. The data covers violations from October

Technology is Increasing Workplace Safety

“Technology” – from robots to artificial intelligence – is becoming an imperative for workplace safety. According to experts at the National Safety Council Congress and Expo (quoted in Business Insurance) automation that gives risky jobs to machines, artificial intelligence that can help manage safety concerns, sensors that can tell a worker

What Employers Should Tell Employees About HSAs

There are many reasons why more people don’t take advantage of the savings that come from an HSA (Health Savings Account), but a primary one is that most employers do not inform their employees about how HSAs work and help employees and their families. After all, using an HSA to pay

Do You Know Enough About Work Comp Captives to Make a Decision?

Work Comp Group Captives are not new, but as an attractive cost-reducing option, their popularity is growing. With renewed interest in Group Captives, employers should be cautioned with an important question: do you know enough about Captives to make an informed decision? I am not “anti-Group Captive” but I agree with

What You Should Know About Captive Insurance

Long considered an alternative market, Captive insurance programs are steadily moving to the forefront of business insurance choices. In this blog, I’ll explain exactly what a captive is, how a captive works with business taxes, and the benefits of captives. I’m indebted to an article published online by the International