This can be a confusing question for most people, and you're not alone if you find yourself struggling to answer. In essence, both are correct. Generally, people would like to say that car insurance is exactly that - insurance for the car. However, it's a little more complicated than that.
Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute (I.I.I.) recommends the following precautions when your car breaks down: 1) Never get
When properties are left vacant or are unoccupied, steps should be taken to help mitigate and prevent losses due to heating or electrical systems, water damage, vandalism or other causes. Help keep your clients and their families safe by sharing the following loss prevention tips: Heating and Electrical Systems 1. To help
Some insight on theft from our trusted partners at Travelers Insurance: The 2014 holiday season is upon us. Many people will spend time shopping in stores and online for the perfect gifts for their loved ones. While it is easy to get caught up in the fun of it all, it's
This time of year finds many people home on the range, cooking up hearty, comfort food to stave off the chill outside. But, with more cooks in the kitchen, the risk of home fires also increases. According to the National Fire Protection Association, 40% of home fires begin where meals
For the past two decades, computer users have relied on external hard drives for data storage and backup. Available in both desktop and portable versions, and equipped with a number of security options, external hard drives have also increased significantly in storage capacity to as much as 9 TB for
Your home is one of your most valuable assets. Make sure you have enough dwelling coverage on your homeowners policy to rebuild to its original state if it's destroyed by fire or other covered cause of loss. While the current market value of your home may be lower than you'd
Barrett Business Systems (BBSI) has recently admitted to under-reserving their workers comp losses to 62% of their value through 2012. This caused them to have to start infusing $80 million in capital to shore up old loss reserves. Unfortunately the PEO type self insured program only lists $52 million in
Information provided by: Insurance Information Institute It's happening everywhere. Data from retail stores, hotels, banks and other businesses are being stolen and misused - and data theft scams are likely to increase as the holiday season approaches, according to the Insurance Information Institute. Identity fraud is on the rise for the second year
Governor Brown recently signed AB 1897 into law which has eliminated certain protections and defensible positions once afforded to clients of Labor Contractors. The ability of these Labor Clients to keep employees at arms length is over. Now the client will directly share a responsibiilty with the labor contractor on a wide