Existing law states that the Workers Compensation system will compensate an employee for injuries sustained in the course of his or her employment. Existing law also allows for some individuals to choose to exclude themselves from Workers Compensation if he or she owns part of the company. In the case
It used to be that only the U.S. military used drones in their business. Not any longer. In 2016, individuals and businesses have close to 1,000,000 drones and they do represent a significant liability exposure. For now, let’s just take a look at drones used for business. Many businesses already use
We’ve all read about the large data breaches to companies like Target, Blue Cross, Blue Shield, Ashley Madison and many more. What we do not hear about are the thousands of small businesses that incur Cyber Attacks and how badly it hurts them. If your business stores this kind of data,
Watch this video and learn! https://youtu.be/KKmBtBrSOB4 You are probably not covered for a flood, because most homeowners policies don't cover it!
The answer has always been: “You need it if the bank tells you that you need it.” That answer can cost you dearly. What would you think the most common Natural Disaster for Property Damage is? Most of us would say “Fire,” but we would be wrong. Fire accounts for
We have all seen the stories about companies that have had HUGE problems because they didn’t protect the personal information of their customers while in their control. In a well-known case, Target just agreed to pay $20,000,000 to settle a claim from a 2013 data breach. Is your business at risk
The difference between hiring the right employees and hiring the wrong employees is usually the difference between a successful business and a failed business. At Van Beurden Insurance, we have developed a process to help you avoid the consequences of a bad hire – which happens more often than most of
This is a question that I hear a lot. My response, be nice. Once a worker is injured, they begin a journey that is usually a new one. They have many questions as to what will happen to them. Will I lose my job? How much will I have to pay for medical
This is an important issue that needs to be revisited. It has been my experience that most owners of a business opt to exclude themselves from Workers Compensation coverage. The two most common reasons are (1) I would never turn in a claim against myself and (2) Why would I pay
This last year, I experienced something that caused me to take a serious look at something most of us don’t like to think about, Life Insurance. Last summer I took my family to Aruba for what I expected to be a very special vacation. We had a great time especially in