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January 3, 2012 Crackdown on California Underground Economy

On December 29th 2011 the Department of Insurance in California released the following bulletin. Employers who have operated honestly and with integrity toward their employees have struggled to compete against individuals operating business on a cash basis. A few of these legitimate business owners have succumbed to the illegal operations.

December 23, 2011 Are You a C-Corp looking for a Tax Deduction?

At some point in your life, either you or someone you love — a parent, your spouse, your spouse’s parent — may need assistance with activities of daily living such as dressing, bathing, eating, or moving from place to place, toileting and incontinence.  Whether it’s delivered at home or in

December 19, 2011 Do You Have Adequate Coverage for Your Condominium?

Condominiums are a great homeowner option for many – no grass to cut and no snow to shovel. Owning a condo can take some work out of home ownership, but making sure you’re properly insured can be tricky. Insurance carriers offer a broad range of coverages that can

December 19, 2011 Life Insurance Reality Check: Do You Have Enough?

Life insurance is something that no one likes to think about.  All the same, 86% of Americans believe that life insurance is something most people need, and most of us have some.1 That’s the good news. The bad news is that most Americans don’t have enough. More than a third don’t

December 12, 2011 Free Webinar: 2012 National Labor Relations Board Posting Requirements

On January 12th, 2012 from 10:30 to 11:30 AM PST the Work Law Network will be providing a no-cost webinar regarding the 2012 National Labor Relations Board (NLRB) posting requirements. The Work Law Network is an international network of more than 350 management-side labor and employment attorneys dedicated to providing quality

November 14, 2011 Hello from Brad in Los Osos

Insurance can be dynamic, multifaceted and complicated. My desire is to make it accessible to people, and easy to understand. I enjoy educating people and working together to develop a plan to meet their goals.

November 10, 2011 You Get a 1.8% Decrease — Which Totals a 37% Increase in Rate …

This is what has unfolded after the Department of Insurance repeatedly refused to believe or accept suggested rate changes over the past 4 years or longer. Basically no elected official would ever tell the public that the rates for workers compensation coverage in the state of California were going up substantially.

October 31, 2011 Tips for a Safer Halloween

Even if your kids are old enough to trick-or-treat on their own, they still need help from parents to ensure that when they leave the house, they have everything they need to stay safe. Consider these tips: Be sure your child takes a working flashlight along or a supply of glow

October 27, 2011 CAL-OSHA Emergency Action Plans

Free Webinar on the topic of EMERGENCY ACTION PLANS Where? – Your Desktop When? – Thursday November 10th, 2011 at 2 P.M. Are you Compliant with the regulation?  What does it take to be compliant with the regulation?  What is the penalty for non-compliance?  How do I build one for my firm? VanBeurden Insurance Services, Inc. believes