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August 19, 2021 Van Beurden’s Risk Assessment Approach: How It Works

I received a call recently from the owner of a roofing company who had been referred to me by another one of my current clients. The roofing company planned to rent a new building and requested a “quote.” You should know that the Van Beurden approach does not focus only on...

July 28, 2021 Van Beurden’s Alternative Approach: A True Story

I recently met with a business that was facing a big premium increase. Here is their story. This business had a long-standing relationship (20+ years) with their broker and per the business, their relationship with the broker was satisfactory – a very common theme I hear in our industry. Several months before...

April 6, 2021 Our Work Comp Alternative Approach Saves You $$

Here’s a story of how my discovery of a simple calculation error led to a substantial savings in Work Comp costs for a longtime business client. It is incredible how many California Work Comp premiums can be reduced through Van Beurden’s Alternative Approach that includes a detailed experience modification (Ex-Mod) audit. In...

October 18, 2020 Does Homeowners Insurance Cover Wildfire Damage?

A homeowners insurance policy will cover damage from fire, including wildfire. If your house is damaged by a fire, the policy has several coverage types to help repair or rebuild the home, replace belongings and, if necessary, pay for temporary housing if you can’t live in the home. If you haven’t recently...