Flood Insurance: The Basics

  If you live in California, watch television, listen to the radio or browse the internet, then you've most likely heard about El Niño and the possibility of flooding in the coming months.  Amid all the talk about flooding and subsequent need for flood insurance, there are still more questions.   Most people understand the basic idea...

Homeowners Flood Insurance Affordability Act of 2014

FEMA Highlights of Homeowners Flood Insurance Affordability Act of 2014 FEMA released Bulletin 14011 Overview of the Homeowners Flood Insurance Affordability Act of 2014 available in its entirety at this link.  For the most up to date information available on the new flood reforms, please refer to this FEMA Bulletin. Excerpts from...

President’s Message

At Van Beurden Insurance Services, Inc., we like to think we have been able to combine the best of both worlds: the resources of a large company with the commitment and family tradition of a smaller firm. Our philosophy is that happy, experienced, and dedicated employees provide optimum...

Are Your Valuable Possessions Protected?

People who own valuable possessions such as jewelry, antiques, paintings and other fine arts need broader coverage than what a basic homeowner’s policy provides. Although most homeowners’ insurance policies will pay for items damaged by losses such as fire and theft, scheduling these items expands coverage to protect additional losses such...

Flood Insurance Program Extended to 5/31/2010

According to the Insurance Journal the National Flood Insurance Program has been reauthorized but only through May 31, 2010.  The authorization was retroactive back to 02/28/2010.  So, for a brief time, it will be business as usual. It is of great concern to me that the program could again go into...

NFIP Lapse and Hiatus Guidelines

Due to the hiatus until the re-authorization of the NFIP has occurred, we will not be able: Issue new policies Increase coverage on existing policies Issue renewal policies If you have an escrow closing between 3/28 and 4/12 in a designated flood hazard area you will not be able to secure flood...