Protect Against Drunk Driving The good news is that studies have shown that people have been gradually less likely to drive drunk for quite some time. However, that doesn’t mean people don’t drive drunk. Most people realize how stupid and dangerous it is, but it still happens much more regularly than
I just wanted to share you a little story about a prospect that called me for help with an Experience Modification issue. A local agricultural operation just got their first Experience Mod after going over the minimum premium level using pure premium rates against his payroll for the 2011-12 year. This would
Holiday Decorating Safety With Christmas approaching, you might be ready to decorate your tree with your favorite trimmings and hang lights outside your home. Enjoy your holiday traditions safely by taking simple precautions: Shop for fresh trees, which stay green longer, and are less susceptible to fire than dry trees. If you
With wildfires up 45% and dry season upon us, is your home ready? California wildfires burn uncontrollably during the summer, and although you can’t stop them from happening, you can prepare your home and your family to be ready in case one happens. Preplanning can save you and your family
Now that our TV’s are flooded with advertisements about the annual enrollment period, there are some important reminders to think about as you look at your Medicare prescription drug plan. While premium tends be the first thing on everyone’s mind, shopping includes a lot more areas to investigate, as it
Your Mod is at Risk As you may already know, Ullico Casualty Insurance Co. has been placed in liquidation and the Department of Insurance for the State of Delaware is currently handling this liquidation. Unfortunately, claims and payroll information for the various businesses that Ullico insured is not being sent to the
Last week you may have received my newsletter or read in this blog about the notification stipulations for the ACA that are effective October 1, 2013. The Federal Government on Thursday, September 12, 2013 (right after my last blog was published) released a statement that the fines associated with non-notification of employees
Cyber Liability: Questions to Ask About Your Coverage We’ve all heard the stories of overseas hackers breaking into networks to steal credit card numbers, and other private information. The fact of the matter is, it’s happening with increasing frequency, and even though you think your network is protected by passwords and
On October 1st 2013, all employers will be required to send out the Department of Labor notification to all of your current employees informing them of their responsibility to find Health Care Coverage. The notice will also alert them to the availability of Exchanges (Cover California) to initiate the purchase
http://www.cnbc.com/id/100963714?__source=yahoo%7Cfinance%7Cheadline%7Cheadline%7Cstory&par=yahoo&doc=100963714%7CObamacare%20is%20coming,%20and