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VBI Blog

June 29, 2012 Health Care Reform and Employer Compliance

Now that the Supreme Court has upheld Health Care Reform, what is left for employers to do? A.) Uniform Explanation of Coverage to Employees. Failure to comply is $1,000 fine per employee B.) Modification Notices to Employees. Failure to comply is $1,000 fine per employee C.) W-2 reporting D.) Certification of Employers health plan annually to

June 28, 2012 Supreme Court Ruling Upholds Health Care Reform … Now What?

By a 5-4 vote, the Court held the mandate valid under Congress' constitutional authority "to lay and collect Taxes" to provide for "the general Welfare of the United States." The penalty for failing to carry insurance possesses "the essential feature of any tax," producing revenue for the government, Chief Justice

May 31, 2012 Cycling is on the Rise … Do You Have the Coverage You Need?

As gasoline prices increase, more and more commuters are going green and saving by biking to and from work.  Making sure you have the proper coverage is important! “A bike can cost anywhere from a few hundred dollars for a basic model to several thousand dollars for a fast, light

May 18, 2012 Executive Bonus Plans Considered

Running a successful business often depends on recruiting, rewarding, and retaining talented executives and key employees who are committed to the business owner’s goals. In addition to paying an attractive salary, the business owner must offer a competitive benefits package. Trouble is, government regulations make it difficult for employers to

May 16, 2012 Flood Insurance Rate Map Changes for the City of Woodland

FEMA flood map changes for the city of Woodland took effect 5/16/2012 and may allow new decisions related to flood coverage. Property owners should visit the City of Woodland website  to determine if their property has been placed in the low to moderate risk flood zones B, C or X. We recommend

May 3, 2012 Tips for Teen Drivers

Safe driving is everyone's responsibility. Consider that over half of all motor vehicle accidents could be avoided if drivers made intelligent driving decisions. As new drivers, teenage drivers are most at risk because you lack the experience (and sometimes the maturity) to make intelligent decisions at critical times. Strive to

May 1, 2012 Benefits Triangulation Webinar Invitation

FREE WEBINAR HERE!! Are you sure your Workers' Compensation policy is in line with your Group Health Policy? Do you know why they should be talking to one another? Are you aware of how FMLA and COBRA are connected to both of these coverages? Owners/Partners/Officers excluded under your work comp coverage? If you are unsure

April 19, 2012 A Nightmare of Data Theft & Cyber Attack to Avoid

People were celebrating a recent New Year’s Eve in the streets and clubs of San Diego, when burglars broke into the offices of a nearby company and carried off computer hardware. Undiscovered until after the holiday, it appeared to be a random theft. In addition to the computers, the burglars got

April 4, 2012 Workers’ Comp Rates on the Rise — Again?

The Workers' Compensation Insurance Rating Bureau (WCIRB) has determined that six months after a 37% increase in the advisory Pure Premium Rate another 9.1% should be added. The Workers' Comp Executive broke this story. FLASH REPORT! 9.1% Increase In Pure Premium Rates Employers in California are going to be very unhappy with the