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VBI Blog

October 12, 2011 Medical Provider Networks Win In Court

Here is a link to a great article about the importance of MPN notification and keeping control of medical care of California work comp injuries. http://pknwlaw.com/Newsletters/Q4-2011/ReacquisitionofMPNControl.html

October 10, 2011 Quit Playing the Quoting Game

High Experience Mod x Low Rate = High Premium It is very simple math. Your Experience Modification is a multiplier of your rate and your true cost. If your current experience modifier is 125 or more, that is higher than average and extremely higher than your minimum allowable experience mod. 

October 4, 2011 Another short term extension for the National Flood Insurance Program

We just received notice from the Insurance Journal Online that the House of Representatives has passed legislation that will keep the federal flood insurance program going at least until November 18, 2011.  The House and Senate are currently working on legislation that would extend the program for five years and make

September 30, 2011 National Flood Insurance Program will NOT expire on September 30, 2011

According to Fidelity Flood Insurance Company:  The House of Representatives passed a short term funding bill that will prevent a shutdown of the federal government and continue funding for the National Flood Insurance Program (NFIP) until Tuesday Oct. 4.   When they return from recess Congress has the option to consider short term

September 21, 2011 Great California Shake Out

Are you prepared for "the big one"? The Great California ShakeOut is a day of special events featuring the largest earthquake drill ever, organized to inspire Californians to get ready for big earthquakes, and to prevent disasters from becoming catastrophes. What we do now, before a big earthquake, will determine what

September 7, 2011 Cal/OSHA Fines Prominent Pharmaceutical Firm $371,250

July, 21st 2011, Cal/OSHA fines prominent pharmaceutical firm $371,250. Please go to Cal/OSHA’s website on the below link to read the article. http://www.dir.ca.gov/DIRNews/2011/IR2011-16.html Are you in compliance with all OSHA safety requirements! Is your firm at risk of severe fines? If you would like to have a conversation on what these safety fines

August 19, 2011 The Importance of Your Workers Compensation MPN Network is Validated!

This past Spring, an important “en banc” decision was made by the California WCAB.  Praise the WCAB for reviewing and rescinding a Work Comp judge’s decision on the case of Elayne Valdez, Applicant vs. Warehouse Demo Services. * 76 Cal. Comp. Cases 330   WCAB No. ADJ7048296 This “en banc” decision has given

August 15, 2011 The Fragmentation of the Work Comp Market in California

The number of players in the California Work Comp Market right now is staggering. I do not believe that California consumers have ever had this wide range of choice in selecting an insuring company. The widening of this market has brought relative chaos to the old orderly system, which did

August 1, 2011 Share the Road with Motorcycles & Scooters

With nice weather upon us, there are more motorcycles and scooters sharing the road -- so remember to take these extra precautions: According to the National Highway Traffic Safety Administration, nearly half of all fatal motorcycle crashes, including scooters, involve another type of motor vehicle. Motorcycle safety isn’t just for