El Nino? El What?

  El Niño has become a buzz-worthy term these last few weeks.  If you're a curious sort, or a weather buff, or you love Google as much as I do, then you've probably done your share of "official research" on the subject.  If not, here's El Niño in a nutshell: Picture a bowl of...

Mold: A (Growing) Concern

  There's no question that mold is an issue for most homeowners.  You can find it in some form in most every home. If not treated or removed, it can lead to extensive damage and cause major health issues - especially for people with allergies or asthma. In recent years, mold has been...

Teen Drivers – Keeping Our Kids Safe

  Teen drivers are young, inexperienced and often distracted. They can be overly cautious and nervous, or they may be carefree and feel invincible. All of these lead to higher instances of accidents and traffic tickets along with much higher insurance premiums. But, above all else, statistics show that motor vehicle crashes are...

Is Your Home Underinsured?

  Underinsurance is defined as the limit of insurance being insufficient to replace or fully repair damages caused by a covered peril, such as fire, wind, theft, etc. I recently read a blog from Enhanced Insurance that I found extremely interesting and helpful, considering we deal with this subject on a daily...

Vehicle Breakdowns: What To Do

  Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do.  The Insurance Information Institute (I.I.I.) recommends the following precautions when your car breaks down: 1)  Never get...