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You and your clients may have noticed increasing umbrella rates – here’s why

Fast-rising costs have affected auto rates – and umbrella rates are facing similar trends.

While many carriers respond by restricting coverage, I’ve found Safeco continues to offer a true umbrella product with useful coverages like Internet libel, personal defense and worldwide liability.

COVID-19 may be driving a short-term decrease in miles driven, we expect miles and claims impacts to return to normal in the near future. Because umbrella claims tend to stretch over longer periods of time than other personal lines claims, it’s important to consider long-term trends and data even in times of short-term fluctuation.

The attached infographic should make it easier to see the forest for the trees, It should help, but if you have questions, or would like to discuss your current and future personal insurance needs, feel free to email me at


Umbrella Inforgraphic



Originally reported by Safeco News

Andrea Romo

Sales Associate | Woodland