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Healthcare Law Education Criticized

The Insurance Journal posted an article about the lack of education for the Affordable Care Act, which has Mandatory Coverage coming into affect in less than 8 months. You may find the article here: Insurance Journal Article. Most Americans, including most business owners, are not aware of the laws important provisions

Fewer Californians Get Health Care At Work

The Insurance Journal has just published a new report about where Americans get their Health Insurance coverage. The article may be found on this link. Over the last 10 years, less workers, who are not subject to Medicare, are purchasing health care coverage from their workplace. This means that they are either uninsured or

Legislation to Expand Medicaid / Medi-Cal introduced in California

California Assembly Speaker John Perez introduced legislation in California to expand Medi-Cal. This was done to help California comply with the Affordable Care Act, where all US Citizens must have Health Insurance starting in 2014. A Fresno Bee article on the subject may be found here: Legislation to Expand Medi-Cal. Several things

Why are Work Comp Rates going Up?

California Work Comp rates are being raised by most insurance companies. Business owners are in a position of trying to deal with declining revenues and increasing costs. In many cases, payroll reductions have actually driven the total insurance premium cost down, but the actual rates on the payroll you have left is going up.

Rate Increases show we need Health Insurance Reform

Wellpoint, parent company of Anthem / Blue Cross has warned its individual policy holders that their rates may go up 39%, but the majority of their policy holders will have a 24% rate increase. They advise this is due to claims dollars paid out are higher than premiums brought in,