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March 22, 2012 Is AB 2346 Legislation a Small Step to Disaster?

I smell smoke, so there may be a fire smoldering in the form of new legislation in California that is meant to protect farm laborers from Heat Illness. According to a news report, "Assemblywoman Betsy Butler (D-El Segundo) has just introduced a bill (AB 2346) she says will add teeth to

March 15, 2012 Protect Your Dental Office from Cyber Attacks

You’ve probably read about big hacking attacks against major corporations and even government agencies, but what hasn’t made a lot of news are the hacking attacks that are now launching regularly against small businesses. Over the past few years, hackers have expanded their attacks beyond multinationals to much easier targets: small

March 9, 2012 Are You and Your Family Protected From the Unexpected?

Did you know two out of every three homes nationwide are underinsured? In fact, 64% of homeowners are underinsured by an average of 19%.* Don't wait until you have to a loss to find out whether you have the right coverage. Talk to a Van Beurden Insurance Advisor today and get professional assistance

February 21, 2012 The Connection Between Steven Tyler and Your Work Comp Rates

Recently I listened to an interview of Steven Tyler (yes, the front person for Aerosmith and now an American Idol judge). The discussion involved his 2009 stage fall and subsequent damage to his shoulder which contributed to the cancellation of the band's tour. Tyler expressed rage following the incident at his

February 1, 2012 Officer Exclusions in Workers’ Compensation

I've noticed that most prospective workers' comp clients who contact me have the officers of the corporation or the business owner excluded under their workers' compensation coverage. I would like to make two cases against this practice. #1 If an officer is excluded from work comp, it means exactly that, they are

January 31, 2012 IRS Releases New Notice on W-2 Reporting

The IRS just released some changes to the W-2 reporting for employers. Employers that are required to file fewer than 250 W-2 forms in 2011 WILL NOT be required to report the cost of health coverage under Health Care Reform. This change will continue until further guidance is issued. However, employers that

January 31, 2012 Will Health Care Reform Stand in 2012?

In late March, the Supreme Court will hear arguments on the constitutionality of the "Individual Mandate". The Court is allowing more than 5 hours and we can expect a ruling by late June. Couple this with a Presidential election in November and this is shaping up for a big year for

January 11, 2012 Disability Income Insurance: What Every Dentist Needs to Know

When you educate your patients about the basics of preventative dentistry, you're not only showing them how to keep their smiles beautiful for life. You're also helping them avoid learning the hard way about the most common dental disasters – up to and including the loss of their teeth. But have