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May 24, 2018 How to Avoid Healthcare Cost Pitfalls

The relationship between employers and employees can be successful – and it’s usually dependent on the employer’s ability to make good decisions. If the employees are thriving, healthy and happy, the employer most likely has a strong and secure decision-making process that helps the employees – and the company – succeed. Of

May 17, 2018 Cal/OSHA Advisory: Submit Federal OSHA Injury Reports by July 1

Though Cal/OSHA has not yet adopted a state rule, it is advising employers to comply with Federal OSHA's directive to provide Form 300A data covering calendar year 2017. Federal OSHA requires affected employers to submit their data by July 1, 2018. Beginning in 2019 and every year thereafter, covered establishments must

May 4, 2018 How You Can Control the Cost of Employee Health Insurance

Employers know that the cost of providing health insurance to employees can be a high cost line item, usually second only to payroll. Worse, it can be a fast rising cost that you have little or no control over. It’s a crazy system that makes you choose an employee health plan

April 27, 2018 Cyber Risk Grows as Hacking Becomes Common

If your company relies on digital technology (that’s just about everybody) you’re in danger of waking one morning to learn someone has meddled with your digital data. Cyber crime is foremost in the news because international hackers supported by countries unfriendly to the United States, have directed enormous efforts to disrupt

April 25, 2018 Flood Insurance: You’ve Got Options

For years, the National Flood Insurance Program (NFIP) was the only game in town when it came to securing residential flood insurance. There are now options for California homeowners living in flood plains mapped by the Federal Emergency Management Agency – Private Flood Insurance options that can result in premium savings

April 3, 2018 #MeToo Awareness Likely to Increase Sexual Harassment Complaints

I recently read, in the Insurance Journal, that seven in 10 human resource professionals believe sexual harassment complaints at their places of business will be higher (or much higher) this year over previous years. The #MeToo Movement – women across America and around the world speaking or writing about their universal

March 29, 2018 How to Choose the Right Auto Insurance – Part One

Before you hit the road in California you must have auto insurance and be able to prove it. Like millions of insured drivers on the road, you pay a premium to an insurance company but, like most drivers, you haven’t filed a claim in years. But that’s how insurance works. If