A homeowners insurance policy will cover damage from fire, including wildfire. If your house is damaged by a fire, the policy has several coverage types to help repair or rebuild the home, replace belongings and, if necessary, pay for temporary housing if you can’t live in the home. If you haven’t recently
The California Wine Country wildfires in October 2017 bring attention to whether or not insurance covers smoke taint damage to grapes and wine. Wineries and grape growers have informed insurers of possible smoke taint damage claims. There was uncertainty at the time some claims were made about whether there actually would
Give your household the best chance of surviving a wildfire by being ready to go and evacuating early. This includes going through pre-evacuation preparation steps (only if time allows) to increase your home’s defenses, as well as creating a Wildfire Action Plan for your family. Being ready to go also
Get Set … Before wildfire strikes, it’s important to GET SET and prepare yourself, your family, and your home for the possibility of evacuation. There are three main preparation actions that should be completed and familiar to all members of your household long in advance of a wildfire. 3 Steps to Getting Set:
Most people aren’t ready for a wildfire, but there are steps you can take to reduce the risk. Maintain an adequate defensible space around your home and protect your home using fire resistant building materials. “Defensible space” is a buffer around your home that you can create by removing dead plants, grass and