Forbes reports that the IRS is taking a much closer look at workers labeled as “independent contractors,” and that could mean potential trouble for employers. When employers pay independent contractors, there’s no income tax withholding, no employment taxes – it’s the responsibility of the worker to pay taxes. Even assuming that
Benefit education has long been considered a key component of a successful employee benefit program. However, engaging employees and helping them recognize the value of their program is not easy. It takes ongoing efforts of HR managers with support from senior management. The Affordable Care Act creates another new wrinkle for
If you’re a subcontracting company for excavation, plastering, stucco and sewer construction, you may be seeing a huge increase in your Workers’ Comp premiums next year. Here’s why: A proposed change to the dual wage classification system is going before the Governing Committee in August. If the insurance commissioner adopts the
http://blogs.kqed.org/stateofhealth/2013/07/02/obama-administration-delays-employer-mandate-for-one-year/
Do You Need Professional Liability Insurance? If you aren’t sure, here are a few questions you should ask yourself first: Are you licensed? Are you educated? Are you regulated? Are you an expert? Do you use those words to attract clients? If you answered yes to any of the above questions, then professional liability insurance (also known
I believe you can, because I have assisted companies in doing just that. I believe this because I have seen the end result, and I believe this because I have the tools and knowledge to affect change within your company, and use this change to get positive outcomes. What if you
If you had a 50% chance of winning the lottery, you wouldn’t pass up buying a ticket. How about a 50% chance of getting in a car accident and having to foot the bill? That’s exactly what can happen when your accident is with an uninsured (or inadequately insured) driver –
Insurance Fraud is on the Rise What’s one of the fastest-growing industries in the country? Insurance fraud. From 2010 to 2012, cases of suspected insurance fraud rose 27% nationwide – a problem that is growing at an accelerated rate. From 2010 to 2011, cases grew by 9%, and the following year almost
May 23, 2013 was a historic day for California. Covered CA, the state Individual Health Insurance Exchange, announced its final plans, rates, and the rating regions. Finally shining a small light on what we can expect for next year, the press release made today gave us some answers, but not
This is a question that I hear a lot. My response, be nice. Once a worker is injured, they begin a journey that is usually a new one. They have many questions as to what will happen to them. Will I lose my job? How much will I have to pay for medical