Federal regulators have just announced that they are delaying the requirement that employers notify their employees about the availablity of public health insuance exchanges. The requirement is delayed indefinately at this time, but it is expected to come back this fall. You may find a Business Insurance article on the
On December 29th, 2012 the IRS issued an update on its website about the "Employer Shared Responsibility" (money due from an Employer) provisions under the Affordable Care Act. It details out when, why and how much an Employer will owe if they are required to provide an acceptable group health
The California Insurance Commisisoner, Dave Jones, is backing a Ballot measure in November 2014 that would allow the CA Department of Insurance to regulate small group health insurance rates. Small group is defined as a health plan with 50 or less participants on the plan. Currently, rates are set by
Workers’ Compensation claims can be a nightmare for any employer. What happens when an employee is about to file a claim against you – and you aren’t to blame? That’s exactly what happened with one of my clients recently. Here’s how I helped: Let’s call my client “Jane.” Jane’s part-time employee
Each year around this time, nearly half of California businesses begin the renewal process on their workers compensation coverage. Usually, they send information out to almost any agent that contacts them, and hope to get competitive quotes from the various insurance companies these agents represent. The incumbent agent usually goes to market first and basically corners
California employers have many different responsibilities under the California Occupational Safety and Health Act of 1973 and Title 8 of the California Code of Regulations. The following represents a list of the most important ones. Establish, implement and maintain an Injury and Illness Prevention Program and update it periodically to
What is a QME? Qualified medical evaluator (QME) is an independent physician certified by the DWC Medical Unit to perform medical evaluations. To become a QME, the doctor must pass a state written examination to demonstrate competency in the basic rules and regulations of California’s Workers’ Compensation system. Upon completion
The Workers' Compensation wind has definitely changed direction in California. Here are a few headlines that have been seen lately and the short (and I mean very short) outlines by the Blogger: Experience Rating Plan Changes to Hit Ex Mods Starting January of 2013, the WCIRB is changing the weighted values on claims
Enjoy longer days and warmer nights while protecting your investment. Summertime is the best time to be outside enjoying the weather. Make sure your home is ready for the summer sun by keeping in mind the seasonal maintenance tips below. Check deck or patio for possible deterioration and safety hazards such as loose
For those of you that were busy and could not attend our Benefits Triangulation Webinar outlined below, I am happy to announce that you can view and hear this webinar anytime you wish!! If you are unsure that your company is bulletproof in theses areas, or think you are, then you