The insurance industry is filled with great stories. In a recent claim, an artist added egg yolk with paint as a binder to add richness to the colors. The finished painting was "comic art". The art dealer put the consigned painting in his home office. The dealer’s dog decided it wanted
It is easy to forget some of your possessions when it comes time to report a loss to your insurance carrier. It can be a stressful time; trying to remember everything that may be missing will add to that stress. That's why creating and updating a record of your personal
Full Replacement Value: Why Rebuilding Could Cost More Than New Construction Your house is likely your largest investment. To protect it, choose the insurance coverage you need based on replacement cost, not original building cost. Consider these eight factors that could make rebuilding more costly than new construction: Temporary repairs. Unlike a
More than 30 people died last year of heat-illness related incidents in the workplace. Secretary of Labor Hilda Solis has launched a national campaign to educate workers and their employers about heat-related illness. The campaign centers on three components that can save an individuals life: water, rest and shade. California already
Don Phinn Esq., President of HR That Works! has developed his "Mothership of checklists" for safety practices at work, at home and on the road. In this brief checklist Don compiles various personal observations with recommendations from other sources including very useful links. Check it out by clicking here and
The following notice from the California Department of Insurance struck a specific chord with me because I live in a wooded area and the recent rains have provided heavy underbrush. However, regardless of where we live it is imperative to "be prepared" and there is no better time than the
According to a recent article in the Insurance Journal, the threat of flood in California is not over just because the inclement weather has subsided: California Businesses, Residents Urged to Consider Flood Insurance While California may have survived this past winter’s storms, experts are urging businesses and residents to consider flood insurance. The state’s
It's only after you put your Work Comp insurance and payroll service together that you realize it was something you should have done a long time ago. It saves money, time and, did I mention it saves money? There is a very good reason Van Beurden Insurance Services and the Payality
Here's an article from the Workers' Comp Executive News Digest that helps to explain why it is so very important to investigate self-funded plans before buying into one. There are many self-insured groups active in California (some have already failed), including many Professional Employment Organizations (PEO's) that self-fund or manage a
Flooding is not covered under your standard Homeowners Insurance policy. With the recent storms in Northern California, many may be concerned with the risk of flooding. Here are a few quick facts that you should know: Flood insurance has a 30 day waiting period before it is effective (some exceptions apply) The maximum