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Federal Law Protects Disabled Employees, Confuses Employers

In 2018, Federal law covering how employers manage their employees has grown complex and confusing. Navigating through the ever-changing legal parameters of managing an employee’s injury is, for many employers, into a difficult, time-consuming and costly. Here’s a local example reported in the Insurance Journal: a locally-owned Central California grocery is

California Surpasses 1,000,000 Contractor Licenses

The State of California Contractors State License Board (CSLB) passed a milestone earlier this year when it issued its one-millionth contractor license to a LA County tree service. I agree with CSLB Registrar Condi Christenson that this milestone says a lot about the resiliency of the construction industry. “Despite ups and

Create Employee Safety Advocates to Improve Results

Picture this: You’re driving on the highway and a local delivery driver swerves in front of you. One of your passengers happens to notice the ubiquitous “How Am I Doing?” sign on the back of the van and jots down the contact information. It’s safe to say you’ll probably be

Social Media & Workers’ Comp Fraud

It’s pretty black and white: if you’re an employer in California, you are required to provide workers’ compensation benefits to your employees. As an agent, I’ve seen more than my fair share of fraud stories. According to the National Insurance Crime Bureau, workers' compensation fraud costs California between $1 billion

When Should a Small Business Get Cyber Liability Insurance?

Turn on the television and you’re bound to hear of a new data and security breach for some of the largest companies in the world. Millions are put at risk when their information is exposed, leading to customers being vulnerable to fraud and other crimes. Not only that, but the damage

OSHA? Plan Ahead and Be Prepared!

When some employers hear “OSHA,” they cringe at the thought that there might be a chance their business is not in full compliance with the complex and immense OSHA regulations. In turn, it can become a stressful and overwhelming task to ensure all regulations are being followed accordingly. However, there

What is AB 676 and How Does it Affect Your Child Care Business?

Every publically-funded child care program will be affected by AB 676 – and I’m glad. If two hours of training can help minimize Workers’ Compensation claims and costs to your child care business, you should be too. The AB 676 Child Care Caregiver Safety Training Act was recently passed in the

Should You Digitalize Your HR Processes and Benefit Administration?

In order for small and mid-sized companies to stay relevant and recruit top talent, especially among millennials who are projected to make up 50 percent of the U.S. workforce by 2020, they will need to keep pace with the latest advancements in HR technologies. Employees are increasingly going online to enroll